Inability to pay loans credit cards

3 years ago

We started a small family run cafe in electronic city last Nov and we took personal loans and were given credit cards which we used to setup the cafe and also keep it running marketing etc. Then covid 19 came and electronic city is almost deserted since the IT crowd is not there. Our business suffering big time and we are bankrupt since we don't make enough to pay rent labour and now so many diff credit cards and loans.. It's a small family run cafe and im thr only one working since my wife runs the cafe. We are confident If covid 19 didn't happen we would have done well since business was picking up before everything got lost. We are unable to Continue paying loans credit cards and we spoke to banks and emailed but still each time recovery people calling nonstop torturing. We are very desperate and at a loss. We loss everything invested everything all golds we pawned and all my office of gone sustaining the business. Now it's unbearable we are owing people also now.please help...