Collection agents harrsement

3 years ago

Sir, I have got a legal notice from RBL Bank for payment. The collection executive is calling daily and asking me to settle the amount with 50% wavier. The total due is Rs.90,000 and they are asking to settle Rs.45,000. IF you dont settle, we will issue 2nd legal notice and issue the 3rd legal notice also. For the first notice itself you should hire a lawyer and give the reply and behaving rudly. I said I dont have that much of amount. Kindly give me EMI for atleast 6 months, i can pay like that. But they are forcing to do the settlement, even after saying that i have sent a mail to rbl bank for 6months emi. They are saying the bank will not do anything, you should do settlement orelse we will issue 2nd notice and send you to jail. Arbitration case will be filed against you. I am asking them to give me emi option as i cannot adjust the amount. They are not listening. Yesterday they have sent some people to home and they are asking to repay. They even contact the contacts in my phone and telling them to connect to me or my parents. Kindly give me suggestion please