LAKSHMAN LAKSHMAN

3 years ago

I HAVE TAKEN LOAN BUT DUE COVID I LOST MY JOB NOW I AM UNABLE TO PAY BUT THEY ARE BLACKMAILING TO ME WE R GOING FOR LEGAL AND POLICE WILL COME AND ARREST U THEY ARE SAYING LIKE THAT WHAT SHOULD I DO TELLME

MAMTA TYAGI

Responded 3 years ago

A.should be paid after you get some of your cash in hand so do not worry and send them a legal notice for mental harassment from an advocate.
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Adv. Sarika Khude

Responded 3 years ago

A.should be paid after you get some of your cash in hand so do not worry and send them a legal notice for mental harassment from an advocate.
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Sidhaarth

Responded 3 years ago

A.Non payment of loan amount is not a crime but is a civil wrong against which the lender can file suit for recovery. Such blackmailing and threat are illegal. You should report the matter to police. There are various ways to protect. Let them file case. You shall have opportunity to settle at any stage on your term.
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Anish Palkar

Responded 3 years ago

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A.As your personal loan is not repaid due to covid-19 it should be paid after you get some of your cash in hand so do not worry and send them an legal notice for mental harassment from an advocate.

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Anik

Responded 3 years ago

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A.Hi,
You must approach the bank manager and request a grace period citing your circumstances. Alternatively, the Banking Ombudsman can help resolve your issue.
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Ayantika Mondal @ Prime Legal

Responded 3 years ago

A.Hi,
You will have to approach the Banking Ombudsman with your grievances.
You can also request the bank's management to restructure your repayment plan.
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