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3 years ago

I have 5 months emi pending and last payment made on jan 21. They are chasing as legal action will be taken if not cleared in full. They forced to give cheque and it got bounced . I was jobless frm 2020 aug till last week.

Anish Palkar

Responded 3 years ago

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A.No.. need to worry for the bounced cheque... but hence forth do not give the cheque.... They will NOT take legal action in COVID situation... if the bad time arise you can file a case against the bank for harassment..

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ADV. ANISH PALKAR (High Court)
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Ankur Goel @ Complete Law Shield

Responded 3 years ago

A.so you got job now ?
if yes then you can pay now because only 5 emi pending.
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Ayantika Mondal @ Prime Legal

Responded 3 years ago

A.Hi,
Make a formal representation to the bank requesting a restructure of your payment plan. Alternatively, you can approach the Banking Ombudsman to help you find an alternative remedy.
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Anik

Responded 3 years ago

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A.Hi,
You can approach the Banking Ombudsman and make a representation of your grievances to them. They can help facilitate a compromise between you and the bank authorities.
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Mradul Bhatnagar

Responded 3 years ago

A.Give representation to your bank to reschedule your loan account and to increase tenure of your loan. So ghat your emi will get reduce.
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