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Q. Delay in reporting accident to insurance co

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Sreeshant Madhavan

posted 1 year ago

Q.Delay in reporting accident to insurance co
Sir, I met with an accident May 13th, but was not in a psychological condition to even think of the event. While the FIR and related documents were filed, I did not intimate the insurance co. Further, during the accident, the original RC was lost and as per process, the Police have impounded my license. (The policy stipulates that I file the ORIGINAL RC and License for verification purposes).
In short, I am delayed, and I only have photocopies of the RC, driving license and the Police FIR. Can you please advise me on what I should do.
Many Thanks

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GANESH SHARMA

Experience: 3 Year(s)

Responded 1 year ago

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A. ) No issure if you lost the original. Insurance company verify your details from the concerned authorities and no need to panic about delay. Court may condone the delay on genuine ground

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Vimlesh Mishra

Experience: 26 Year(s)

Responded 1 year ago

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A. ) Dear Mr Madhavan,
Delay may be condonned. First of all you need to file your claim with insurance company and let the insurance company reply on claim . If not admitted you may move to District consumer forum/ state commission if the value of claim is over Rs 20 lacs.
Your claim can not be denied on this ground.

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Kishan Dutt Kalaskar Retired Judge

Experience: 33 Year(s)

Responded 1 year ago

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A. ) You can apply for duplicate RC. Call me.

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Nirmal Chopra

Experience: 20 Year(s)

Responded 1 year ago

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A. ) U will get attested copy of FIR from police station and apply for duplicate copy of RC.insurance copy shall have to accept them.if they deny ur claim, give a legal notice to the insurance company.

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