How to take action against fraud insurance policy sold to me? How to take action against fraud insurance policy sold to me?

2 years ago

sir , I have been duped by fraud callers and sold policy of PNB metlife amounting to Rs. 1,50,000 each. I was being sold the policy on the pretext of loan and I didn't even checked the authenticity of the caller. I was being mislead and sold policy. Now its been 5 months and I don't want the policy . I bought the policy since i would be given a loan . What possible ways i do have

Anik

Responded 2 years ago

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A.Hi,
If you are unhappy with your insurance company then you can approach the Grievance Redressal Officer of its branch or any other office that you deal with. The insurance company should resolve your complaint within a reasonable time. In case if it is not resolved within 15 days or if you are unhappy with their resolution you can approach the Grievance Redressal Cell of the Consumer Affairs Department of IRDAI.
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Ayantika Mondal @ Prime Legal

Responded 2 years ago

A.Hi,
Best course of action would be to file a police complaint, and they will investigate the matter. You can also inform the insurance company that the policy was sold to you fraudulently.
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Abhimanyu Shandilya

Responded 2 years ago

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A.If you are saying its a fraud policy then you will have to prove that that fraud was committed and if you have any valid proof then lodge a police complaint if not then you will have to bear with this investment and just go ahead with this. You can stop further paying the premium and get it liquidated.
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Pardeep Kumar Dhiman Dhiman

Responded 2 years ago

A.Aap police me complaint kare. Or jis bank ki policy aap ko di gai hai usko legal notice bheje. Kuch nhi hota hai tab aap court se bhi criminal proceedings kar sakte hai or consumer forum me bhi case file kar sakte hai.
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