Sbi credit card legal department person abuse me on whasaap messege he called me (chor and anpad) Sbi credit card legal department person abuse me on whasaap messege he called me (chor and anpad)

2 years ago

Respect sir,
Myself kunal shedge i use sbi credit card for last 2yr, my outstanding is pending due to the lockdown for last 18months i lost my job and searching for new i am not yet getting new one, last weak i lost my grandmother due to covid, yesterday from sbi credit card legal team Mr Rohit Joshi messenge me for payment, i told him about my problem he was not listing me and gave me warning to face court and also abuse me he called me (chor and anpad) i these way the talk to customer, am i looking you chor..okay fine i am chor i accept it, then why you given you credit card to such a person who is chor.
Sir, please help me and show me the right way to get out of these soon

Ayantika Mondal @ Prime Legal

Responded 2 years ago

A.Hi,
You can file a criminal defamation complaint against the individual who slandered your name. In Indian law, criminal defamation is specifically defined as a crime under section 499 of the Indian Penal Code (IPC). It is strongly suggested that you settle your due balance before charging the individual.
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Anik

Responded 2 years ago

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A.Hi,
You can charge the person for criminal defamation for defiling your name. Criminal defamation is expressly specified as a crime in Indian law under section 499 of the Indian Penal Code (IPC). It is highly advised that you pay your outstanding in order to come clean before you charge the person.
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Kishan Dutt Kalaskar

Responded 2 years ago

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A.Dear Sir,
You may get issue a legal notice forward by a civil and defamation case and teach him a lesson. It has become a fashion for such people to abuse borrowers without any reason and cause without going to the Courts and Arbitrators for recovery.

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