Bank manager conspiring , that i shall not be able to avail loan restructuring
2 years ago
Dear sir / mam
myself an 58 yrs old lady , i took loan of 2.5 lakh under mudra yojana for proprietor firm , and have been paying emi on time , but since pandemic i am not able to pay on time but at the time of earlier lockdown i didnt opted for loan restructuring , but during second wave i planned to opt for it , bank manager who is an lady as well asked bribe from me , i refused so she is conspiring her evil plan ,
earlier she didnt advice me for restructuring , even pressurized me for emi , purposely sent my loan restructuring offer letter at wrong address , every time she is coming up with new points , but now i have submitted on 17 th june , bank manager is not replying but sending notices again and again , now she even involved another branch manager into it and he is threatening me pressuring me to withdraw acceptance letter ,
even i complained to banking ombudsman but no reply ,
now she is asking me my clients list , my sales volume , its returns , gst returns , sundry debtors and other documents , my clients name & number , vendor & number name , orders in hand and mentioned that she shall be asking more documents on the basis of my reply ,
she is deliberately harassing me bcz i didn't bribed her , my overdue amount is 22000 ,
i applied for restructuring that i shall get time to repay outstanding 1,87,000
do i need to submit these documents , its my confidential data , only it department has right to ask me , also i am not applying for loan , only restructuring ,
please advice me what should i do ,
Ayantika Mondal @ Prime Legal
Responded 2 years ago
Your concerns are valid but we can't look down on her procedures as a part of the conspiracy. However if you are still suspicious of her duties you may approach a higher authority for your assistance.
As well as bring the bribe part to higher authorities notice.
If you find this useful please rate me.
Your worries are completely understandable and valid but we can't deny that it the part of the procedure however if you are still suspicious of her duties you may approach a higher authority for your assistance.
As well as bring the bribe part to higher authorities notice.
If you find this useful please rate me.
You have a complicated issue better approach local financial advisor. Further, you may pressurize the banking ombudsman to answer you and in this regard you may approach RBI and to get issue a show cause notice to ombudsman for not registering your complaint.
Rate me Five Star*