SATYA
2 years ago
My Friend passedway as he was diagnosed with covid pneumonia, severe acute Resepiratory Distress syndrome, known Hypertension and hyperglycemia and expired on6th june21 , he has Home Loan and have insurance , but unfortunately our insurance claim has been rejected by ICICI Lombard saying there is no evidence of any of major medical illness covered and defined under the policy hence claim falls outside the purview of the Major medical illness and procedures defined and covered . they simply rejected our claim and saying covid not covered in this policy.
A.Dear Client,
Lot of banks are accepting the death by COVID as acceptable reason for claiming the insurance policy and I believe it should be too. If the bank is rejecting the same then move an application to Consumer forum.
Lot of banks are accepting the death by COVID as acceptable reason for claiming the insurance policy and I believe it should be too. If the bank is rejecting the same then move an application to Consumer forum.
Helpful
Helpful
Share
Read Related Answers
Regarding insurance claim rejection
Dear client, withour directly resorting to the complaint on the insurance company try to re-inititate the claim process and talk to them and submit the required documents. Even then if there is no cla...
Hospital avoiding cashless treatment
Dear Client,
In the given situation, bring the matter to the notice of the Grievance Cell of the concerned Insurance Company endorsing a copy to the insurance regulatory authority, IRDIA. In case, no...
Medical Insurance cancelled after 3 years
Dear Client,
Pre-existing diseases (PED) are mostly expensive to treat as they are chronic in nature. Unfortunately, most health insurance plans cover pre-existing diseases after a waiting period of 2...
Legal Liability for Helper Covered If Death occurs by Gun Firing
Dear Sir,
The copy of FIR and terms of life insurance policy are to be read minutely to answer your question.
Review of award by Insurance Ombudsman
Dear Sir,
You may approach Consumer Forum or High Court for getting justice in many cases same formula being used.
Read Blogs on Insurance
Insurance Lawyers
Find Lawyers by Location