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Last Updated On 23-Jan-2022
Property

Mother Deed To Be Deposited in Bank?

A sold land to B. B did a land distribution from the court between B1 & B2 and built 2 houses on it. B1 sold his house to C and they agreed to keep the original mother deed between A -> B with an advocate as a caretaker. Now, B2 wants to sell his house to D. D applied for a bank loan and the loan got verified, but the bank is demanding the original mother deed between A->B to be deposited. But, C is not agreeing to deposited the original mother deed with the bank. What we can do about this?

( Varanasi, Uttar Pradesh )

22-Jan-2022

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Dear client
The mother deed does not have much value apart from establishing the history of the property transfer. Since the mother deed is related to subsequently property divided into two hence you situation is arising, You can ask the bank to have a look and to it or get the legal opinion from a lawyer on that as a solution to the issue.
Posted On 23-Jan-2022
Abhimanyu Shandilya Advocate Abhimanyu Shandilya
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A.Dear Client,

A certified copy of the Mother Deed can be given to the bank, instead of handing over the original mother deed. Thus, C can give certified copies, which are completely valid. To sell your property, you do not need to have the entire chain deed. What matters is that you have your own title document, such as the  deed with B2 and  D. It is more than sufficient to have certified copies.

Thank you

Posted On 23-Jan-2022
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