Health Insurance - Joined a health insurance plan Health Insurance - Joined a health insurance plan

1 year ago

Dear Sir, We (my wife and myself) Jointed a health insurance plan on December 2021, It was without a medical checkup. Now we have received a letter saying that we are not in a position to grant cover for my wife's policy reason is permanent exclusion: the following condition Ailment disease excluded under the scope of the cover and the same will not be covered under this policy and subsequent renewals also.
1. All complications of cerebrovascular disease as permanent exclusion.
Kindly convey your acceptance for the same to enable us to issue policy.

She hades treated for a meningioma operation did 2014 and we are followup this up to now there is no problem.
Please advise me that, if I withdraw the police I am able to reimburse the money which I paid the premium.

Anik

Responded 1 year ago

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A.As.per the rules , a person may be able to hold or withdraw the premium for the insurance on the life of the person,.in which he or she has insurable interest, and claim tax benefitts on the premium.
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