passing less claim amount than idv in case of total loss passing less claim amount than idv in case of total loss

1 year ago

Dear Sir/Maam my father had a car insurance by Oriental Insurance Company. there was an accident on 29th-sept-2014 after which when car is surveyed it was declared total loss but company is passing only 75% of total idv value.
my father had gone to mostly all legal procedures except court but there is no satisfactory resoloution is done. In sep2016 my father got missing and we cant go through further procedures as there was no one to guide us now i want complete guidance and direction that how to proceed.

Anik

Responded 1 year ago

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A.Dear client
Call your insurance company immediately after the accident and inform them about the damage. Intimate the police about the incident and obtain an FIR. Record the details of the car, the driver, and the witnesses in the FIR. File a claim with your insurance company and ask them to assign a surveyor to evaluate the loss.
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