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Q. Credit card, personal loan

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Gopinath PG

posted 10 months ago

Q.Credit card, personal loan
Dear sir i have a hdfc credit card , credit limit 35000, i have made 2 years minimum due 3000, but from past 2 months not able to make payments , i need protection legally to avoid recovery team, please tell me what action should I do legally

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Deepak Yashwantrao Bade

Experience: 9 Year(s)

Responded 10 months ago

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A. ) Dear client kindly visit your bank and discuss your problem with authority of bank.i hope they can help you to resolve your issue.

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Rajender Prasad

Experience: 5 Year(s)

Responded 10 months ago

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A. ) you have not mention the full facts of the case. Any how for details contact some advocate through vidhikarya.com

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Rameshwar Dadhe

Experience: 2 Year(s)

Responded 10 months ago

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A. ) By advocate Rameshwor dadhe dear sir go to the bank and negotiate it

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Anand

Experience: 10 Year(s)

Responded 10 months ago

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A. ) Mr Gopinath ,
Please have a consultation session so that it comes to knowledge what is the problem and how can we negotiate with the bank.

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Shanti Ranjan Behera

Experience: 22 Year(s)

Responded 10 months ago

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A. ) Dear Client,
When you have obtained the credit card from HDFC Bank, I am sure , the Bank must have done due diligence check before allotting the card to you.Now regarding your problem, first point contact would be the Branch Manager of the Bank concerned to sort it out amicably and decently.
The other procedure would be lengthy,time consuming and expensive as well.
The other alternative is to get in touch with Vidhikarya.com to to get a Lawyer from your Locality or near by Locality to sort out your Case.
Shanti Ranjan Behera, Advocate

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Vishwabandhu

Experience: 38 Year(s)

Responded 10 months ago

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A. ) Dear client Tell me How much amount u have to pay to bank ?

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Gopinath PG

Replied 10 months ago

Total outstanding amount is 44000, minimum due is 6000 , due to my financial situation not able to pay, i have paid minimum due 3000 from 2 yrs,
Totally i have paid twice the credit limit
Please give solution to protect from recovery team

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Vishwabandhu

Experience: 38 Year(s)

Replied 10 months ago

Dear client tell me clearly that now how much amount is remaing to pay ?
Who is the suretiy or on what mortaged property loan was granted ?

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Kishan Dutt Kalaskar Retired Judge

Experience: 33 Year(s)

Responded 10 months ago

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A. ) S C has delivered a judgment on this issue

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