Menu
keyboard_backspace
ask a question ask a question
Get Realtime Updates of your Request. Download Vidhkarya App

Ask a Question - Free Legal Advice

Q.Insurer not giving full IDV in total loss
Administrative Law (420)
Adoption (118)
Advertising (45)
Animal Laws (38)
Arbitration and Mediation (38)
Aviation (15)
Banking (518)
Bankruptcy and Debt (171)
Cheque Bounce (377)
Child Custody (146)
Civil (1938)
Commercial (68)
Consumer Protection (544)
Contracts and Agreements (450)
Corporate and Incorporation (91)
Criminal (1517)
Customs, Excise (34)
Cyber, Internet, Information Technology (318)
Debt and Lending Agreement (76)
Debt Collection (138)
Divorce (468)
Divorce and Separation (1599)
Documentation (298)
Domestic Violence (543)
Election Campaign and Political Laws (20)
Employment and Labour (1038)
Environment and Natural Resources (29)
Family (1844)
Financial Markets and Services (89)
Government Contracts (51)
Human Rights (253)
Immigration (51)
Industrial Laws (51)
Insurance (67)
Intellectual Property, Copyright, Patent, Trademark (98)
International Laws (11)
IT Contracts (41)
Juvenile (17)
Landlord and Tenant (564)
Licensing (21)
Mail Fraud (14)
Maternity (57)
Media, Communication, Entertainment (16)
Mergers and Acquisition (20)
Military Laws (9)
Motor Accident (132)
Muslim Laws (56)
Outsourcing Agreement/Laws (5)
Partnership (56)
Police Laws (60)
Power of Attorney (74)
Privacy (89)
Property (2731)
Real Estate (400)
Registration (133)
RTI (110)
Sale (57)
Sale of Goods (20)
Sex Crime (136)
Sexual Harassment (6)
Sexual Harassment at Workplace (69)
Software License (4)
Tax (13)
Tax-GST (6)
Tax-Income Tax (22)
Tax-Property Tax (30)
Telecommunication (10)
Torts (16)
Transportation (49)
Trust and Society (NGO) (80)
Will (142)
Work Permits (30)

Q. Insurer not giving full IDV in total loss

Placeholder image

Anonymous

posted 4 months ago

I renewed car insurance from online.Now I have lodged a claim for my burnt car.They are giving only 85% of IDV,deducting 15% as penalty for wrong NCB mentioned by me(not intentionally) during online renewal of insurance.I mentioned 25% NCB instead of 20%.Now what to do?
Share this questionShare Icon

Showing 3 of 3 Responses

A. Dear Client,
It is the Insurance who can settle this.
Shanti Ranjan Behera
Advocate

Found Helpful
Found Helpful
Share this answerShare Icon

Shanti Ranjan Behera

Experience: 22 Year(s)

Responded 4 months ago

View All Answers
Reply Here

A. You have to verify the terms & conditions of NCB as per the policy,if not obtain and take up the issue with IRA or Ombudusman,if need contact lawyer from this panel on all aspects of the issue.

Found Helpful
Found Helpful
Share this answerShare Icon

Ambrose Leo

Experience: 9 Year(s)

Responded 4 months ago

View All Answers
Reply Here

A. you can approach insurance Ombudsman

Found Helpful
Found Helpful
Share this answerShare Icon
Reply Here
Talk to a Lawyer
Post Your Matter
Request Callback
Contact Us