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Q. Insurer not giving full IDV in total loss

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Anonymous

posted 8 months ago

Q.Insurer not giving full IDV in total loss
I renewed car insurance from online.Now I have lodged a claim for my burnt car.They are giving only 85% of IDV,deducting 15% as penalty for wrong NCB mentioned by me(not intentionally) during online renewal of insurance.I mentioned 25% NCB instead of 20%.Now what to do?

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Shanti Ranjan Behera

Experience: 22 Year(s)

Responded 8 months ago

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A. ) Dear Client,
It is the Insurance who can settle this.
Shanti Ranjan Behera
Advocate

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Ambrose Leo

Experience: 9 Year(s)

Responded 8 months ago

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A. ) You have to verify the terms & conditions of NCB as per the policy,if not obtain and take up the issue with IRA or Ombudusman,if need contact lawyer from this panel on all aspects of the issue.

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Kishan Dutt Kalaskar Retired Judge

Experience: 33 Year(s)

Responded 8 months ago

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A. ) you can approach insurance Ombudsman

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