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Q. Personal loan debts & credit card dues

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Anonymous

posted 1 year ago

Q.Personal loan debts & credit card dues
My name is B. Chandra Shekhar. I am a employee in a private organization. I reside at Hyderabad. I have personal loan debts & credit card dues. All loans were issued through my salary statement documets. From last 2 years I am a genuine customer to the various banks & money lenders. Recently from last four months I am unable to pay the EMI's & credit card bills. My income source is salary only. Due to some personal & financial issues that I didn't paid the amount in time & third party agencies are harassing me. Right now I don't have any source to repay the dues. I need an IP. Kindly suggest me what is the procedure to get an IP.

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Shanti Ranjan Behera

Experience: 23 Year(s)

Responded 1 year ago

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A. ) Dear Mr Chandra Sekhar,
You need to pay the banks and other financial institutions.
This is a repetition of the same question answered earlier.
Shanti Ranjan Behera
Advocate

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Ambrose Leo

Experience: 10 Year(s)

Responded 1 year ago

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A. ) You have to come out of the situation.

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Ambrose Leo

Experience: 10 Year(s)

Responded 1 year ago

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A. ) U should inform your banker & credit card dept., of your plan for repayment & any undue act on the part of recovering agency you can issue legal notice & approach court for remedy.

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Anonymous

Replied 1 year ago

Dear Sir,
Thank you Very much!

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Kishan Dutt Kalaskar Retired Judge

Experience: 34 Year(s)

Responded 1 year ago

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A. ) Dear Sir
It is very difficult to IP instead you can
get issue a legal notice and stay at calm

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Anonymous

Replied 1 year ago

Dear Sir,
May I know the procedure of getting legal notice & how much fees I have to bear a lawyer. Kindly suggest me the details.

Regards
B. Chandra Shekhar

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Rameshwar Dadhe

Experience: 4 Year(s)

Responded 1 year ago

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A. ) U should deamad some time from lender. If not ready then approach to the court

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