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Q.Negligence

Q. Negligence

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Anonymous

posted 2 months ago

Sir . I had taken 2 insurance policies some ten years ago. Paid a total amount of one lakh. I never paid regular prrmiums so after some years the company terminated my policies and according to them I owe only Rs 35000 together.Rs 30000 they have credited into someone with the same name account as mine . Now the company is refusing to pay me.what should be my next step.kindly help
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A. Dear Sir,
First send a legal Notice.
Next step would be filing a case against the Insurance Company.
Ask for the Principal / Pledged Amount and interest for default.
Shanti Ranjan Behera
Advocate

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Shanti Ranjan Behera

Experience: 22 Year(s)

Responded 2 months ago

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A. U will need to file case against them or send legal notice through lawyer

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Rameshwar Dadhe

Experience: 2 Year(s)

Responded 2 months ago

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A. Dear Sir,
Get issue a legal notice and also lodge complaint with Insurance Ombudsman
For full procedure contact me on mobile through Vidhikarya.
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A. Sir, as per your query,
You should do the following

1. Go and talk to the authorities concerned and try to solve the problem amicably [if it fails, then]
2. Complain to the Insurance Ombudsmen and see if they take action against the same [if not, then]
3. Send a legal notice to the Insurance Company regarding your matter and specify a time period by which they should pay you the money [Failure of which will lead legal actions]

4. If everything else fails, then file a civil suit making both the insurance company and the ombudsmen agency as parties and claim your amount.

Hope this helped
Shreyash Mohta

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Shreyash Mohta

Experience: 1 Year(s)

Responded 2 months ago

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A. Send a legal notice to Insurance company followed by filing a civil suit if they dont comply with legal notice.

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Abhimanyu Shandilya

Experience: 14 Year(s)

Responded 2 months ago

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