Cheque bounce

5 years ago

I booked a flat in 2015 in the project of Niwas promoters pvt Ltd, in Noida ext. Giving 10% of total cost, remaining financed by Tata capital, for which is have to start paying emi after 36 months I. e subvention plan. But promoter failed to build and deliver the project. I registered a comlaint with uprera in January 2018 and got refund order from uprera. I informed Tata capital in July 18 for the same by mail and speed post, but I got no response. In September I request uprera to execute its order as there was no response from the promoter. I received an information from uprera in 3rd November 18 by email about execution notice to promoter but till today I have not gotten my RC. In 5th February 19 tata capital represented a cheque issued by me, but I stopped the payment requesting Tata capital to either wait or action against the builder to whom they disbursed the payment directly without informing me. Now their advocates issued me a notice to pay the cheque amount or face legal action. What should I do.