Cryptocurrency Usdt P2P fraud inside Legit Exchange BYBIT
2 months ago
I got scammed by an user() of Punjab National Bank Alwar Rajasthan Gargi Swairam Branch
In P2P trade he requested me to transfer him 10000Rs I transfer him 10000Rs to his bank but he cheated me he didn't transfer Usdt crypto and neither he does refund of INR back to me.
He got suspended/DELISTED by CRYPTOCURRENCY EXCHANGE as he violate terms/condition And exchange file Cybercomplaint through me and share his kyc details by their [email protected] to Police(Authorities).
But no hold mesg come to me I file an complain in RBI ,through RBI investigation I got all details like account no IFSC etc I then raise complain via ministry of Finance to Pnb bank.
In which pnb bank give reply hold is place on his account and there is no money left in his account,money is either withdrawl or transferred.
My CYBERCOMPLAINT,RBI complain is under process I raised complain under right time instantly on the same day I encounter fraud
Note=scammer do full preparation before doing fraud.
Scammer quickly transfer money from pnb bank to some other bank or Buy crypto using P2P trade from scammed money(stolen from me).
I raise cyber complain,I raise RBI complaint,I raise complain in ministry of Finance(both nodal officer of kotak mahindra bank and pnb bank are resolving my case).
But till now(60 days completed) no refund issued back to me
Kotak bank nodal officer say to me if RBI direct us to do refund we will do refund even if pnb bank not do cooperation with us.
Pnb bank Rajasthan alwar Branch banking staff is doing corruption they give working bank account to scammer for fraud purpose on the basis of Fake documents
Now bank is doing phone call to scammer he is rejecting calls of ombudsman officer of pnb bank.
Ultimate note=What should I do under such conditions I do p2p trade in Legit Exchange name BYBIT.
SCAMMER is Indian he uses PNB bank to receive funds from me and transfer it to other bank account
But pnb bank(Rajasthan branch) is saying to me that you voluntarily transfer funds to fraudster you are solely responsible for it.
Bank is not responsible for it.
But PNB BANK Headoffice is cooperating they say we have highlighted escalated your issue to Higher Division.
But my case is pending since a long time what should I do in it.
Pnb bank is solely responsible for my loss why pnb bank provide working bank account to fraudster to harm finance of other people ,thus making tough for Cyber Police to track and raid him.
Vidhikarya
In India, you have multiple legal avenues to tackle your fraud issue. The Information Technology Act, 2000 and the Indian Penal Code cover cybercrime and financial fraud, prescribing penalties for offenders. You can lodge a complaint with the Banking Ombudsman and adhere to RBI guidelines for resolving banking disputes. The Consumer Protection Act, 2019 offers a framework for handling disputes with service providers. For legal recourse, you can pursue a civil lawsuit for negligence or file a criminal case against the fraudster. Additionally, if the fraud involves investments, contacting the Securities and Exchange Board of India (SEBI) may be useful, and exploring alternative dispute resolution options like arbitration and mediation could provide faster solutions. Hope our prompt support in this matter would be greatly appreciated.
Incidentally, P2P cryptocurrency/asset trading is neither illegal nor regulated by any specific legislation yet in India. The National Cyber Crime Reporting Portal(NCCRP) is an initiative of the Government of India to facilitate victims/complainants to report cybercrime including cryptocurrency scams or complaints online. However, when one is a victim of scams and frauds while trading in cryptocurrency, is advised that when any suspicious activity is detected in a trader’s exchange wallet, they should contact the customer service of that exchange, and voice their concern with the representatives as a precautionary measure to seek justice in India. So, once a cyber crime involving cryptocurrency trading is reported online to NCCRP, on the instruction of Cyber Crime Cell, the victim's Bank account is frozen/inoperative putting a lien on the account by the Bank and you have to wait for the completion of the investigation of the scam by the investigating agency. The length of time it takes to investigate a cybercrime can vary greatly depending on the complexity of the case, the resources available to the investigating agency, and the cooperation of the victim. you may visit the cyber crime cell of the Police for further clarifications and necessary guidance in the matter and extend your cooperation to get yourself free from cyber scams. Section 457 of the CrPC empowers a Magistrate to use their discretion to order the conditional release of the amount frozen under cyber scam. In this situation, the police seek an indemnity bond from the victim who needs to declare that he/she will pay 1. 5 times the refunded amount to the bank in case his/her claim is false or if other claims are made on the amount. Further, if you are sure about the deficiency in service on the part of the Bank that caused financial loss, you can file a complaint against the Bank before the Dist. Consumer Forum claiming refund of money lost owing to deficiency in service of the bank and compensation for harassment. The complaint should be filed within two years of the date of cause of action.