SBI bank hold my amount

4 years ago

Some one made fraud in SBI bank using by name and created all kyc in my name with his photo, worng address and took loan and escaped.
10years back I lost my all education certificate 10th and diploma certificates..some one has got these certificates and joined in a private company and opened a salaried account in SBI..
Taken loan and escaped..
Now bank has hold my amount and telling to fight legally..

Plz help me or suggest me how can I proceed further...

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Kishan Dutt Kalaskar

Responded 4 years ago

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A.Dear Sir,
You can approach banking Ombudsman or Civil Court or High Court.

Thanks.

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Suneel Moudgil

Responded 4 years ago

A.if you had made any complaint when you lost your documents?
have you obtained duplicate copies of lost certificates?
you are advised to immediately engage a prudent counsel else will be trapped in criminal case,

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Sayaree Ganguly

Responded 4 years ago

A.Dear Client,
Why did you not lodge a complaint before the police station when you lost your certificates?
Send a legal notice to the bank through an advocate stating the entire issue and proceed legally .
Thanks.

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Kishan Dutt Kalaskar

Responded 4 years ago

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A.Dear Sir,
It seems to be time barred loan they cannot hold. Summarily and in a short cut way approach the High Court and get appropriate order.

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Sharanagouda S Patil

Responded 4 years ago

A.After lost your educational certificates, did you lodge the complaint..? If so then you have evidence of lost your testimonials and even if other person misused your certificates and got the loan, just verify the photo's and give the complaint against them. On the basis of certificates cannot open the SBI Account without valid ID and Address proof. Please consult lawyer to sending legal notice and filing proper suit.

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Anonymous

Replied 4 years ago

Sir that fraud made all kyc in my name with his photo...

Anonymous

Replied 4 years ago

After losing my documents I have given police complaint and taken acknowledge ment copy from police station...I have this document

Sharanagouda S Patil

Replied 4 years ago

Kindly file a WP and challenge fraudulently loan allotted without proper verification. Proper identification by loan authority.

Rameshwar Dadhe

Responded 4 years ago

A.Firstly u should approach to the nearest police station and register your complaint against them immediately or send legal notice through lawyer. Then go ahead

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Anonymous

Replied 4 years ago

Thankq Sir

Rameshwar Dadhe

Replied 4 years ago

Welcome sir

Abhimanyu Shandilya

Responded 4 years ago

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A.SBI can not hold your account just like that and not allow you to transact. There must be good reason or valid reason shown by them in writing to stop you from accessing the account. If they have done that in that case take the letter to a lawyer and get his/her opinion on how to proceed further legally.
If they have not given you any letter then you first of all send a legal notice to SBI followed by further legal actions.

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Anonymous

Replied 4 years ago

Okay Sir...thankq very much for the suggestion

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