Credit card banks creating trap for students

Dear Client,
Credit Card eligibility for students is typically their age since they don't have a monthly income or credit(CIBIL) score. The minimum age to avail of Credit Cards is usually 18 years. However, the eligibility criteria can differ across banks and credit card issuing companies. To apply for a secured credit card, add-on card, or student credit card, income proofs are not needed. However, some banks might be willing to give you a standard credit card if you are a student with a stable source of income. It is the responsibility of the student applicant opting for a credit card from the Bank to assess his affordability to comply with the terms and conditions of the credit card. You can apply to the Bank explaining your hardship of being unemployed and seeking an extension of the moratorium period to meet the dues lying outstanding against the credit card but it exclusively depends upon the discretion of the Bank.