cash credit account in bank

Dear Client,
To fore-close your cash credit account, you have to contact the Branch Manager in advance who would arrange for necessary approvals for the foreclosure of the CCAccount in compliance with the following steps. You have to remit the entire amount of the loan/overdraft lying in the cash credit account on the date of foreclosure. Full and final settlement of the loan will be subject to payment of all charges that have accrued on the date of the pre-payment. So, until and unless you repay your loan or OD lying with the cash credit account, it will not be foreclosed and you have to continue with payment of monthly interest on the outstanding amount of loan lying in the cash credit account. For non-cooperation of the Bank, you may escalate your grievance to the regulatory authority RBI online on its grievance redressal portal under the integrated Banking Ombudsman Scheme at https://cms.rbi.org.in for a quick resolution in the matter.

Dear Sir,
You have to check with Bankers and close the account. You are not suppose to pay such monthly interest in CC account. Please write to higher authorities.