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Q. What amount i have to pay against my father's mortgage loan

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Anonymous

posted 2 months ago

Q.What amount i have to pay against my father's mortgage loan
My father & Mother took a joint mortgage loan of Rs. 5lakh form UCO shelter loan against our joint property. where my grandfather & my one uncle was guarantor on 04/08/2005 (where as there are 12 members of our joint family). thereafter my father paid 17 EMI's. On 12/07/2007 my father went missing (till now) & we submit the GD details to the bank. request them several times to restructure the loan details, but they failed to appreciate. thereafter all of a sudden the bank taken symbolic possession on 08/03/2017. then we appeal to Kolkata DRT. After several DRT hearings Bank fail to submit our documents & recently DRT announce us for final hearing. Please guide me in this financial crisis time what will be my request to DRT officer.

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Kishan Dutt Kalaskar Retired Judge

Experience: 33 Year(s)

Responded 2 months ago

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A. ) Dear Sir,
Without seeing the document in detail i am unable to advise.

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Abhimanyu Shandilya

Experience: 14 Year(s)

Responded 2 months ago

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A. ) Have you not hired a lawyer to represent you in DRT? If yes then go bu what he is suggesting. If not then meet a lawyer with all case records to prepare your argument. You will be unwise to go to the court without any preparation as the Bank will be represented by a seasoned lawyer.
Secondly without looking at the papers giving any advice might go against your case as the case is already on. Meet a Lawyer ASAP

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