Lien on my ICICI bank saving account

Dear Client,
As per law, Banks have a general lien on all the accounts and assets or the customer lying with the bank. If a loan is in default or due for repayment, the bank is within its right to keep a lien on the security charged for the other loans and can refuse to give an NOC/NDC until and unless the loan is cleared by the Loanee/Account holder. Be informed that once a security is always a security. So even though you have cleared your home loans, if there are other dues to the bank, the bank may treat the hypothecated security for the present outstanding loan and the Bank may refuse to lift their charge of hypothecation on the pending personal loan. Once all the dues are cleared Bank is bound to give a No Dues Certificate(NDC) to the Borrower failing which you may escalate your grievance before the regulatory authority RBI online on its grievance redressal portal under the integrated Banking Ombudsman Scheme at https://cms.rbi.org.in for a quick resolution to the matter.