Home > Free Legal Advice > Question Details

90,000+ Legal Questions Answered

Cyber Crime

Online financial fraud Rs 800000

Sir, On 29.11.2024 & 30.11.2024 Someone mentally trapped me in the name of a fake relative by excusing kidney operation of a female with bad intention. I transferred an amount Rs 779000/ on 29.11.2024 and 21000 on 30.11.2024 through RTGS,UPI modes to the said account holder from my local bank branchs SBI & HDFC. On 30.11.2024 at 12:35 PM I came to know this financial fraud. On 30.11.2024 ,I reported to the National cyber crime portal at 1:00 PM and also Customer care, AGM,branch of Maharashtra bank at 4:34 PM,4:35 PM,5:07 PM,7:01 PM to stop all payments from the the fraudster account holder bank of Maharashtra . On 30.11.2024 a message received from the said customer that we have stopped payments from this account. On 02.11.2024 I also informed RBI and all other related institutions. On 02.12.2024 a message with acknowledgement no from National Cyber crime portal received that an amount Rs 41091/ put on hold. This amount has been released by cyber police Panipat after process by the court order. It is very possibility that about Rs.7 lac are hold and freezed by the the concerned bank branch. In this regard I sent many message to RBI to provide account status from 29.11.2024 to till date. On 11.02.2025 vigilance wing of the Maharashtra bank informed that we can not share this information to 3rd party. On request we can share this information to Enforcement Law agency/Cyber Police only. I contacted to Cyber police in this regard. They also give the same plea. As; without acknowledgement received, What step be taken to clarify this claim ? I would request to your worthy office to give me advise. I shall be thankful to this act of kindness.

( Panipat, Haryana )

2 months ago

Reply

Dear Client,
Until and unless an amount is put on hold or traced out post investigation of the reported cyber scam, based on the possibility or presumption, you can not claim your lost amount as a matter of right especially if it is lost for a lack of awareness of the complainant who done high-value transaction without verifying the source or identity of a person. However, you can represent your grievance or claim before the regulatory authority RBI, and higher authorities of Cyber Cell to resolve your grievance. You can apply under the RTI Act to the SPIO/CPIO of the concerned public authorities seeking the desired information. If required, hire an Advocate to navigate the issues in the right way.