Can an accidental claim be denied?

4 years ago

A women sitting on the back of motorcycle and the the driver does\'t have his license on him.Both are unrelated (i.e. no Relation).They met an accident, both died.Can a life insurance Company (LIC) can deny women\'s accidental insurance.Both of them have life insurance at LIC.

She has been given basic claim but requesting accidental claim.

IS it possible for her. If there is any related case please provide specific of that case.

Postmortem Report: Prove Cause of death Accidental

FIR and FR And local Newspaper proved it as accidental (Cause of Death)

Can it be Denied on Basis: Women negligent.She should not have sit behind because he(Driver) does't have the license on him on the day of accident.

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Sayaree Ganguly

Responded 4 years ago

A.Dear Sir,
It mostly depends on the clauses of the LIC policy.
Please consult me and thereafter I shall provide you with the best research according to your query.
Thanks.

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Kishan Dutt Kalaskar

Responded 4 years ago

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A.Dear Sir,
It all depends on the clauses of the LIC policy. Share the same...

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Suneel Moudgil

Responded 4 years ago

A.the claim was repudiated in an unjust manner and her legal heirs are liable to get the claim,
you are advised to contact one prominent lawyer and file claim case (MACT) in the concerned Court to get the claim amount along with interest

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Shreyash Mohta

Responded 4 years ago

A.Sir this needs in depth research and time of the LD. Advocates.
Please consult me and thereafter I shall provide you with the best research according to your query.
Your query needs huge investment of time and cannot be answered int he free legal advise section.
Hence it is advised for you to consult me through Vidhikarya and get your query answered.
Thanks

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