Credit card dues Credit card dues

4 years ago

Sir I have received mail as notice for non payment of credit card dues, credit card people have insulted me by visiting my house speaking with neighbours as i have borrowed money not paid , they threatened me by phone calls , will this notice by mail is valid
There is any legal action can take against the bank people for harrasing me

Shreyash Mohta

Responded 4 years ago

A.Notice by mail is a valid notice and given the circumstances it is better if you hire a lawyer who shall draft a legal notice which shall be a reply of the notice you have received in the mail.
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Swapnil S Bhalerao

Responded 4 years ago

A.Hello,
Demand notice by mail does not stand ground as compared to a legal notice.
However, you must reply to the notice with your genuine reason and assurance to pay back the amount.
If a legal notice is served to you, please consult with a lawyer to reply to the said notice.
Hope that helps!
Regards.
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