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Q. Credit card dues

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Anonymous

posted 1 month ago

Q.Credit card dues
Sir I have received mail as notice for non payment of credit card dues, credit card people have insulted me by visiting my house speaking with neighbours as i have borrowed money not paid , they threatened me by phone calls , will this notice by mail is valid
There is any legal action can take against the bank people for harrasing me

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Shreyash Mohta

Experience: 1 Year(s)

Responded 2 weeks ago

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A. ) Notice by mail is a valid notice and given the circumstances it is better if you hire a lawyer who shall draft a legal notice which shall be a reply of the notice you have received in the mail.

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Adv. Swapnil S Bhalerao

Experience: 3 Year(s)

Responded 4 weeks ago

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A. ) Hello,
Demand notice by mail does not stand ground as compared to a legal notice.
However, you must reply to the notice with your genuine reason and assurance to pay back the amount.
If a legal notice is served to you, please consult with a lawyer to reply to the said notice.
Hope that helps!
Regards.

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