Purchased a bike from police auction

Dear Client,
If a vehicle is under a hire-purchase agreement, then until and unless a No Objection Certificate (NOC) from the financier in Form-35 is obtained, the owner's name generally not transferred in the vehicle's Certificate of Registration(RC). So, it becomes questionable how the owner's name transferred in the RC of the vehicle bought under auction. Vide circular number RT-11036/09/2023 dated 2nd January 2023 issued by the Ministry of Road Transport and Highways, Govt. of India has provisioned for flagging/blacklisting of vehicles on Vahan portal for the registered vehicle owners who defaulted on loan repayment of their vehicles under Section 51(5) of the Motor Vehicles Act, 1988 and reported by the financier in Form - 36 of the Central Motor Vehicle Rules, 1989 to the RA outlining the categories of flagging of vehicle as "Not to be Transacted". Accordingly, the Bank informed the defaulter vehicle owners invoking its right under said circular. As per said circular, in case the challan is not deposited within 90 days as per Rule 167 of CMVR, 1989, the vehicle will be flagged as "Not to be transacted," and the system shall send a text message to the registered owners and the concerned registering authority/RTO. So, in the given situation, serving a strong legal notice to the original owner who bought the vehicle through finance demanding him to pay the outstanding amount of loan and obtain NOC in Form-35 from the Financier failing which necessary legal actions shall be taken against him, you should visit the office of the concerned RTO as well as the concerned financer/Bank for more clarification and steps to be taken to navigate the issue in the right way.