A.
Dear Client,
Telegram scam/fraud refers to any malicious or deceitful activity that takes place on the Telegram messaging app. The types of fraud conducted on the app can often include financial scams, phishing attempts, and other types of activity targeting users to provide their personally identifiable information (PII). Once a cybercrime scam involving suspicious or fraudulent transactions is reported online to the National Cyber Crime Reporting Portal(NCCRP) or an FIR is lodged in local police station, on the instruction of the Cyber Crime Cell, the investigating team starts the routine process of investigation immediately freezing the suspected accounts of fraudsters and the victim's Bank account obtaining an order from the court of Magistrate under Sec.102 Cr.PC (now Section 106 of BNSS) to that effect. The length of time it takes to investigate a cybercrime can vary greatly depending on the complexity of the case, the resources available to the investigators, and the cooperation of the victim. In the course of the investigation, you may be interrogated by the police or the IO of the Cybercrime Cell to access or identify the source of the fraudulent transactions. Be prepared to provide any information or documents requested by the bank or the cyber cell related to your account transactions and gather evidence like receipts, transaction details, or communication logs that support your claim. Keep in touch with both the bank and the cyber cell to track the progress of the investigation. However, in the course of an investigation into a reported cyber scam, when an amount is traced out and put on hold, the victim can move a petition under Section 457 of Cr. PC (now Section 497 of the BNSS) before the court of Magistrate, praying for the release of the said amount. Section 457 of the CrPC empowers a Magistrate to use their discretion to order the conditional release of the amount frozen or put on hold under a cyber scam. In this situation, the police seek a bond from the victim who needs to declare that he/she will pay 1.5 times the refunded amount to the bank in case his/her claim is false or if other claims are made on the amount. Once this is done, the Magistrate executes an order to release the on-hold amount to the applicant victim, and following the court's order, and on receipt of the bond, the Investigating Officer of the Cyber Cell pursues the matter with the concerned banks and the amount is refunded to the accounts of the victim. If you encounter difficulties or need assistance with the legal procedures, consult with a lawyer specializing in cyber and banking law to navigate the issues effectively.
Posted On 28-Oct-2025
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