Arrest warrant issued for non payment

Dear Client,

Merely failing to repay a loan does not automatically result in arrest or issuance of a warrant, unless a specific court order is passed after due legal process.

You should immediately communicate with the lender in writing and express your willingness to settle the outstanding amount within a reasonable time. Keep records of all communications. If the lender or recovery agents are threatening arrest or using coercive methods, the same may be illegal and against RBI guidelines.

In case any legal notice, court summons, or FIR is received, your advocate can effectively deal with the matter, including responding to notices, seeking time for repayment, negotiating settlement, and protecting you from any unlawful action.

Dear Client,

You cannot be arrested for simply failing to repay a ₹13,000 personal loan from Credittplus as this constitutes a civil debt recovery matter under Indian law, not a criminal offense warranting arrest unless proven fraud or cheque dishonor exists, and recovery agents' arrest warrant threats often violate RBI fair practices guidelines that prohibit intimidation or harassment.

You can further verify any warrant's legitimacy by contacting your local police station or Local court.

To negotiate a one-time settlement by explaining your family financial crisis and proposing a lump-sum payment with a written no-dues confirmation. Record all agent interactions for evidence, then file complaints against harassment via the company's nodal officer, RBI Sachet porta or police under Bharatiya Nyaya Sanhita provisions, potentially securing compensation for illegal recovery tactics.

For any further help contact an Advocate.