Failed committment of repayment if failed in business

Dear Client,

Based on your query, the money given to your friend appears to be a private financial arrangement or investment with a promise of return. If he has failed to repay despite repeated requests, you may take legal action to recover the amount. You may first send a legal notice demanding repayment based on the agreement/understanding and the supporting evidence such as bank transfers and WhatsApp communications. If he still fails to pay, you may file a civil suit for recovery of money before the competent court. Since you also received a cheque (even if not deposited), the circumstances surrounding it may further support your claim. All communications and proof of transfer to his brother’s account will be relevant evidence. You should consult a local lawyer to issue a legal notice and evaluate the possibility of recovery proceedings.