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Last Updated On 14-Apr-2026
Cheque Bounce

Summons received us 25 act Need Advocate

I have received summons from Metropolitan Magistrate Court, Kolkata regarding loan EMI default case (possibly under Section 138 NI Act). Total loan amount: 75,000 5 EMIs pending (approx 13,370 each) I am currently residing in Maharashtra and unable to travel to Kolkata. I want to appoint a local advocate in Kolkata to represent me and also explore settlement or EMI restructuring option. Please guide and connect me with a NI Act lawyer in Kolkata.

( Kolkata, West Bengal )

12-Apr-2026

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A.
Dear Client,
You can appoint a local advocate in Kolkata to represent you and you are not required to personally attend every hearing. Your advocate can appear on your behalf and file an application seeking exemption from personal appearance due to your residence in Maharashtra.
In a case under Section 138 NI Act, settlement is legally permissible at any stage. You should explore settlement or EMI restructuring with the lender through your advocate to avoid further proceedings.
It is important to act promptly by ensuring representation before the Magistrate and addressing the matter either through legal defence or settlement. Please consult a local advocate for proper representation and action.
Posted On 14-Apr-2026
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