Can Banks Auto debit your Savings Account for Credit Card Dues
Can Banks Auto debit your Savings Account for Credit Card Dues
Respected Team , This is with regards to harassment by bank for last 2 years where they have debited my Savings account for a value more than 2.5 Lacs for Credit cards due that i feel is completely un
4 months ago
A. With effect from October 1, 2021, under the new additional factor authentication rules, a bank is required to send a notification to the customer at least 24 hours before the auto-debit payment is to be deducted and allow the debit only after the customer has confirmed it. The pre-transaction notification will be sent via SMS, email etc. The notification will inform the cardholder about the name of the merchant, transaction amount, date/time of debit, reference number of transaction/ e-mandate, ...ReadMore
Cnt issue
I belong to (namasudra) subcaste of scheduled caste which is recognized in west bengal as sc, but I want to take business loan in jharkhand for starting a business and the bank wants to keep my land w
4 months ago
A. Dear Client,
You apply for loan to a government bank if not already done. In case they reject your loan then you can file a writ petition in Jharkhand High Court against the arbitrary action of the bank and get an order from the bank to give you loan.
Moving to India from Norway with child
My Husband is born in India but he is in Norway since last 8 years and taken Norway citizenship and my child is 7 months old and he is planning to apply for my child's citizenship also. I am Indian. I
4 months ago
A. Dear client,
Yes, there will be complications when you try to move with your child to India if the child is having the Norwegian citizenship.
You will have to fight all your child custody case in Norway if any such situation arise.
Purchased Land In Ghaziabad but Seller is Not Responding
I have purchased a land with someone and executed registered agreement with him. That land is mortgage as a guarantee for other family loan of the seller with Indian Overseas Bank. The bank was suppo
4 months ago
A. Dear client,
Yes, you are right that the civil case will take some time but then whatever time it takes for that period you shall be getting the interest on the amount and hence the inflation lost will be less.
You can also file a police complaint for cheating and breach of trust against the seller.
I think first you should send a very strong legal notice through a lawyer to seek your refund with interest. If that works then you will be saving lot of time and opportunity cost on this.
LIEN AMOUNT
MY BANK BALANCE PUT ON HOLD MY CYBER CRIME..8500 PUT BY LIEN AMOUNT WITHOUT ANY REASON
4 months ago
A. Dear client,
Enquire from the bank first about the details of the case.
You need an advocate to visit either physically or send a legal notice on your behalf to know the details of such case.
By producing enough documents and filing your counter, that why you are not involved in the same. The department after being satisfied will release the account.
Notice period
I resigned from my employer on Nov2nd 2023 and there is a notice period of 3 months and due to client escalation they are asking me to work from ahmedabad and right now I am staying in banaglore and a
4 months ago
A. Dear client,
The following of the notice period is a mandatory one.
As you are medically unfit, your company cannot force you to do work in such health condition.
You first start by mailing them, try to settle the matter amicably. If not responding send a legal notice.
You can also file a case against the employer.
Pf and ESIC damage and penalties
My dad owns a small enterprises firm which before COVID had family relatives as employee around 15 people and now we have 2 employees working my dad and a person of Field . Dad never knew about the p
4 months ago
A. Dear client
Carefully read and understand the content of the notice. It should specify the reasons for non-compliance and the penalties imposed. This will help you identify the areas that need attention.Conduct an internal review of your compliance status with ESIC and PF regulations. Identify any lapses or areas where you may not have fulfilled the statutory requirements.
Take immediate steps to rectify any compliance issues identified during the review. This may involve registering with ESIC a ...ReadMore
Lock in period
Hi! I had a small question. Recently terminated from their job and facing financial constraints, the individual, residing in Gurgaon, is in a property with a 6-month lock-in period as per the rental
4 months ago
A. Dear client,
The terms of the agreement are to be studied. Consult an advocate for the same.
Generally,the landlords deduct the expenses / damages made by the tenant from that security deposit.
As per your agreement if you had the liability to pay for 6 months as a lock period, then you have to pay or else the terms of the tenancy is being violated.
Mutually, you can solve the same keeping aside the agreement, if both the parties agree
Complaint under section 209 IPC
In suit for declaration on property, Defendant voluntarily filled additional written statement claiming property which is at 350 feet away from suit schedule property. But, still proceeding with suit,
4 months ago
A. Dear client,
You have to file the written objection to that additional statement.
You can counter that case within the same suit.
Is it possible to implead third party in Civil Suit for Tortious Conspiracy
Is it possible to implead the neighboring Shop owner in civil recovery suit for conspiring with my tenants to default the rent agreement and shift to his shop by not paying my rent?
4 months ago
A. Dear client,
Please provide the complete information.
Then only we can understand the entire scenario.
With the information received, for criminal conspiracy you can lodge an FIR first.
