icon Non ability to pay my personal loan

Dear Sir/Madam, I am not not able to pay my personal loans taken from 4 banks (Rs.26 lac). As I lost my job in Jan 2020. Since April 2020 I am not able to pay my EMIs. I do not have any money / assets


A. ask for me thru Vidhikarya to file the case, I have filed 30 percent of insolvency cases in Bangalore this year.

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Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Bankruptancy

Sir ,we have a house loan of 30lakhs .tenure period15 years.my mother and father were the nominees.un expectedly my mother has died 2 years ago due to internal diseases.and it lead my father into depr


A. I think you have used the word ' nominees' in place of borrowers. Visit the Bank and see if teh laon is insured against death of borrowers. Update me about what you come to know.

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icon Liability of heir of a Guarantor after death of Guarantor

My father was guarantor to for a loan secured by his company. The company went under and the banking institutions filed to recover the pending money. My father also filed for Insolvency. However, he d


A. If you have not inherited any property from your father, you declare you are unable to pay. You can ask for me in Vidhikarya to defend you.

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icon Property sale deed

Dear sir, We have purchased the property from developer in Bangalore in the year 2004 through GPA holder given by land owner (A) in the year 1996. However, we recently got to know that property was so


A. It is not so easy to just reply to you without seeing the papers. If you can shw me the papers, i will be able to tell you exactly what has happened, and if there a remedy.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon urgennt please help only 24 hours left

i have received a letter from home loan bank for physical possession on a date specified by them to handover the property to them. i have a default of 18 monts including lockdown and all. and also wh


A. no court will grant you stay against Bank dues. In DRT you have to pay heavy court deposit.

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Sidhaarth  S

Sidhaarth S

Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Debt consolidation

I have upto 20lacs debt in all 7 banks and have stopped paying from last 6months due to financial crisis. Now my salary is the only source of income to my family and I can pay maximum 20k monthly EMI.


A. As far as I know Bank managers have no freedom to make any relaxation for you.

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icon Bankruptcy/ Credit card due's

Hi, I have credit card from HDFC bank and also running some Personal Loans, due to covid-19 pandemic i am unable to payoff my Credit card dues and have requested time for taking loan and paying off th


A. Banks will have no mercy, ask vidhikarya to reach me.

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A. Recent High Court decisions suggest that he is not guilty of rape. And you can only complain to police, you cannot register FIR as suggested here.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Gopal  Gupta

Gopal Gupta

icon Property rights

My father died. My mother didn't get divorce . me and my sister two daughters. He had second married childrens. How my grandmother self earned property may share. Need ratio. My grandmother also passe


A. Dear Sir,
Each child get equal share either born to first wife or second wife.

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Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Divorce query

My wife is having affair with her child hood friend. we have a child of 7 years.. marriage time is 10 years. she is also having physical relationship with him many times.. I have listen this in voice


A. YES, You can file case and have a good chance of getting divorce, only If you use the evidence properly.

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Jagannath S  Pawar

Jagannath S Pawar