A person from a wrongly parked car
A person from a wrongly parked car
A person from a wrongly parked car when honked starts abusing and then takes out a rod from his car and threatens and then again abuses. Was travelling with my wife hence didn’t respond. I have the
7 months ago
A. Dear Client,
When a wrongdoer instead of seeking an excuse for his wrong, can threaten or abuse you on the open road in a violent, or aggressive manner, you can take legal action against him but in the absence of a registration number of the vehicle, based on your dashcam with audio recording of the incident, you, perhaps may not be able to access justice in the matter even through litigation. Further, in the absence of the registration number of the vehicle, Police Station may not entertain or ...ReadMore
Ecs Nach bounce
Sir I have multiple unsecure loan . Now I have no money due to my wife admit in hospital and after 22 days she died. I lost my all savings and job. Now I have no job and not any income. What can nbfc
7 months ago
A. Dear Client,
Once the EMI against a loan is not repaid for consecutive 3 times by the borrower for any reason whatsoever, it is treated by Bank as NPA. Accordingly, Bank sends notice to Borrower asking him/her for repayment of the entire dues lying against your loan offering suitable terms. In the absence of any response from the Borrower, Bank started the routine process of action prescribed under relevant laws for recovery of debt lying outstanding against the Borrower and the Guarantor. You c ...ReadMore
Money lending to a friend
HI, I lend some money to a friend and now he is unreachable. Since he is a friend there is no check or guarantee except the transaction history This happened in Kerala, and right now I'm abroad for
7 months ago
A. Dear Client,
In the absence of any documentary evidence or proof supporting your claim for a refund of money lent out to your friend, you may not be able to recover the money from your friend even through litigation before the Court which is also a time-consuming process and expensive too.
WRONG NOMINEE NAME
My Grandmother has invested some amount where she had made me nominee but In Place of my real name (Name mentioned in my Documents) my nick name has been given. Now whats the procedure to get my name
7 months ago
A. Hi client,
You have to contact the institution/ authority by making an application. They will ask for some strict documentation.Like affidavit/ declaration that you are the same person.
It might take some time but hopefully will be granted.
Thanks and Regards
College imposing fine
Repeated sir, our college imposing fine upon us that's per day 50/- since 16tg August 2023 while our academic year is going to start from 4th September. They Notified us in July . That's ok. But is it
7 months ago
A. Hi,
Can you please give some more details that why are they charging so? Was something like this mentioned earlier ? If you think that such charges are not justified, then you write the same to the college authority, you can prepare a mass petition.
If this does not work, you can move ahead with cases.
Thanks and Regards
Issue in Marriage - Wife mentally Ill
My wife is mentally ill and has tendency to take overdose of sleeping pill. I have been getting her treated but she still contuies to take sleeping pills when upset and due to which i am unable to lea
7 months ago
A. Hi client,
If you have decided no to stay with her, for the said reasons, you can go for divorce. Go for a contested one, it would be easier for you to get the custody also you can easily prove her mental condition.
Thanks and Regards
Certified true copy of Conveyance deed
I have a certified true copy of the Conveyance deed of my flat in Faridabad, is a certified copy as good as the original and can I get a home loan against it?
7 months ago
A. Dear Client,
Bank never accepts Xerox copies of documents for processing any kind of loan. In the absence of the original Deed of Conveyance, a Certified copy of the Deed may be accepted for the purpose subject to submission of a missing diary (GD) made in the local PS and an Affidavit duly notarised declaring therein the missing of Original Deed of Conveyance. The sanction of a loan involves different factors like the eligibility of the borrower, repayment capacity, CIBIL score, colateral secur ...ReadMore
I booked the flat by paying 10 percent to builder
Hi, I booked the flat by paying 10% to builder but they shared allotment later with wrong value which was not agreed. After raising concern, they promised to rectify the value and also promised to th
7 months ago
A. Dar Client,
If the housing project is registered under RERA, then before payment and receipt of booking money against the flat, an Agreement to Sell is required to be executed between the Purchaser and the Developer u/s.13 of RERA Act, 2016. The allottee shall have the right to cancel/withdraw his allotment in the project as provided in the Act, provided that where the allottee proposes to cancel/withdraw from the project without any fault of the promoter, the promoter herein is entitled to forf ...ReadMore
partition suit
F grandfather has a self acquired property. He has shop and house.after his death his wife made a will in favour of three sons namely roshan sahil and raj. Now roshan lal , sahil and raj has there own
7 months ago
A. Dear Client,
If your grandfather passes away living his self-acquired property intestate, then all the surviving legal heirs are entitled to an equal share in the said property. In that case, your grandmother can not make a will for the entire property except her own share in f/o three sons in the absence of partition of property. Irrespective of class of property, the property of the deceased Grandfather is ancestral property in the hand of grandchildren. Accordingly, Priya being a grandchild a ...ReadMore
Regarding NCL
Dear Sir/Ma"am, I want to know exactly whose income is considered getting a Non Creamy Layer Certificate in my case. Case- My ration card is separate from Parents.In that ration card me and wife ar
7 months ago
A. Dear Client,
Eligibility criteria for OBC-NCL Certificate - Income: Below 8 Lakh, Family Income: Below 8 lakh When a total of all family member income (Income from any farming sources is not included) who gets Benefits in government-released schemes and competitive examinations. The income limit is decided on the basis of income earned during three previous financial years preceding the year of application to be made by the candidate/applicant, A person is also eligible for an OBC NCL certifica ...ReadMore
