icon ITR for Education Loan

I'm in need of some guidance regarding an education loan application with SBI bank. They've requested the Income Tax Returns (ITR) for the past three years, but my family has never filed income tax du

1 Response(s)

8 months ago


A. Dear Client,
Its possible to file ITR of last 3 years through ITR U form. ITR-U is the Form that allows you to update your income tax return by rectifying errors for up to two years from the end of the relevant assessment. If you have not filed your Income Tax Return (ITR) for the last three years, you can still file it. Here are the steps you can follow to file ITR for the last three years: 1. Gather all the necessary documents: To file ITR for the last three years, you need to gather all the ...ReadMore

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icon credit card harresment

what to do i am harnessed by credit card company for payment dues, i was unable to pay due amount timely because my wife was pregnant and it was a critical delivery. Now i did told them i will pay the

1 Response(s)

8 months ago


A. Dear Client,
In case of default in repayment of credit card dues as per the condition of repayment, Bank/FI started a routine course of action permitted under relevant laws for recovery of dues/debt lying outstanding against you. Both Supreme Court and Regulatory Authority, RBI issued orders/advisories refraining Banks and FI strictly from taking any coercive or forceful action deploying the recovery agents to recover the dues from the defaulter credit card holders. Being a defaulter of repaymen ...ReadMore

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icon AMOUNT DEBITED FROM MY ACCOUNT...CAUSE BOUNCING CHARGES NOT PAID

SIR /MADAM I HAVE DUE BOUNCED CHARGES ONLY IN BAJAJ CORPORATION FINANACE....THEY CREDETED FROM MY ACCOUNT Rs.9600 AT ONCE...IS IT CORRECT

1 Response(s)

8 months ago


A. Dear Client,
Electronic Clearing Service or ECS was introduced by RBI to allow banks and financial institutions to debit loan EMIs automatically from the customers’ accounts. Accordingly, Cheque bounce charges including updated dues for non-payment of EMI and accrued interest may be debited from the savings bank account of the borrower linked with the loan account.

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icon Byjus not refunding.

Byju's not refunding the amount after cancellation of the course. I also complained to the consumer forum.

2 Response(s)

8 months ago


A. Dear Client,
When you already filed a complaint against Byjus before the consumer forum, they you have to wait for an appropriate order/direction from the Consumer Court base on merit in your claim to get back the refund of fees from Byjus along with compensation for harassment.

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icon Leave and License

Dear All, In a leave and license incase landlord is no more. Can a licensee handover the possession of the flat in absence of a court order showing who is the next owner post expiry of leave n license

2 Response(s)

8 months ago


A. Dear Client,
In the absence of any legal documents supporting the claim of legal heirs of the deceased Licensor, you need not hand over the vacant possession of let out premises until and unless the legal heirs of the Licensor ask you to vacant the rented premises in the capacity of owner by virtue of devolution of property in their name either through legal hers certificate issued by the Civic authority or by a competent Court of law. After the expiry of the tenure of the license, you may conti ...ReadMore

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icon Legal notice to educational institution

I am looking to send a legal notice to an educational institution for refund of first installment fee as per AICTE rules

2 Response(s)

8 months ago


A. Dear Client,
Being a student you should first approach writing to your educational institution for a refund of Ist installment of tuition fees if it is refundable by the policy of the institute endorsing a copy to AICTE. If no positive response is received from any corner, they you may file a complaint against the educational institution for deficiency in service or unfair trade practice under Sec.35 of the Consumer Protection Act, 2019 claiming a refund of Ist Installment of Tuition fees and co ...ReadMore

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icon Jukaso journey holiday 3 years plan

I enroled 3 years holiday plan, when i booked my holiday then do not confirmed till last day of booking. And at last the ignoring calls and not replying any e mail. My plan expired in 2018, can i comp

1 Response(s)

8 months ago


A. Dear Client.
When the booking of your holiday plan expires in 2018, the cause of action starts from the date, month, and year, 2018. To file a complaint against a Service Provider for deficiency in service or unfair trade practice under Sec.35 of the Consumer Protection Act, 2019, you are required to file the complaint before the Dist. Consumer Commission within TWO YEARS from the date of cause of action failing which your complaint shall not be admitted being barred by limitation as per Sec..6 ...ReadMore

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icon Handing back leased property

How to hand over a tenanted property back to multiple legal heirs of lessor. Can it be handed over to a person authorised by majority of share holders or all of them need to take possession together.

3 Response(s)

8 months ago


A. Dear Client,
Follow the signatories of the lease/rent agreement and serve the notice of surrender of vacant possession of the let-out premises to the concerned signatories of the lease agreement and take the written acceptance of at the time of hand over of vacant possession of the rented premises.

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icon what if HR Asks to resign on call without Notice and without compensation?

Working in a company for last 13 Years and now company may ask me to resign for not able to give me project and I am on bench for 1 and half month only for the first time in thirteen plus years.

2 Response(s)

8 months ago


A. Dear Client,
For cessation of employment either through resignation or termination, both employer and employee are required to serve notice upon each other as per the terms of the contract of employment or offer letter. In the absence of any provision in the offer letter, following the provision of Clause 13 (1) of Schedule - I under The Industrial Employment (Standing Orders) Rules, 1946 is applicable which got an overriding effect on the subject. Thus for terminating the employment, notice in ...ReadMore

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icon cancellation of sale deed in ancestral property

Dear sir, We have a piece of land which is ancestral property .The land was distributed among the 3 sons of my grandfather on which they were doing farming . Suddenly two of the sons registered part o

2 Response(s)

8 months ago


A. Dear Client,
As per law, none has the right to sell an ancestral property without taking the consent of all legal heirs/coparceners. In the given situation, you need to file a title suit before the Civil Court praying for cancellation of the Deed of Sale executed by the two sons out of three disposing of the said ancestral property having no partition deed. Reach out to an Advocate for guidance and steps.

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