Can medical insurance be rejected
Can medical insurance be rejected
Can medical insurance be rejected for non disclosure of HIV but the patient died in hospital for brain stroke.
8 months ago
A. Dear Client,
Pre Existing Diseases (PED) are covered after completion of a lock-in period that varies depending upon the nature and category of diseases from 24 months to 48 months from the inception of the Health Insurance Policy that is renewed continuously for the lock-in period and thereafter. Insurers cannot refuse to sell you a plan or charge you more just because you have a pre-existing condition such as HIV, cancer, or even asthma. The few insurers provide coverage only to such persons ...ReadMore
Amenity plot
Do residents of a locality have legal rights to challenge gram panchayat decision on what to build in their amenity plot?
8 months ago
A. Dear Client,
An amenity is a feature of a property that makes it more valuable to potential buyers or tenants. Amenity means roads, streets, open spaces, parks recreational grounds, playgrounds, gardens, water supply, electric supply, street lighting, sewerage, drainage, public works and other utilities, services and conveniences. If the decision of Gram Panchayat is contrary to the feature and purpose of use of the said property, resident owners around the amenity property can challenge the dec ...ReadMore
Can we take possession of our flat
Can we take possession of our flat from the builder without OC in Hyderabad? Does taking possession mean getting the flat registered in our name?
8 months ago
A. Dear Client,
In the absence of a Completion Certificate(CC) and Occupancy Certificate(OC) issued by the Civic Authority who approved the building plan on the application of the Builder/Developer, they are incompetent to execute a Deed of conveyance and cannot deliver the possession of the flat to the Buyer/Purchaser such a practice is defined as “unfair contract” u/s.2(46) of CPA, 2019. Moreover, both CC and OC is also defined u/s.2(q) and 2(zf) of the Real Estate(R & D) Act, 2016 cast ...ReadMore
Probate - will for a residential property division
(1) Is a will for a residential property division made and registered by parents mandatory to be probated? (2) If mandatory or willingly probated by the beneficiaries (now parents have died), is there
8 months ago
A. Dear Client,
The Will is made by a Hindu, Jain, Sikh or Buddhist residing in the state of West Bengal, Chennai or Mumbai. A Will within the geographical limits of the state of West Bengal and municipal limits of the metro cities of Chennai and Mumbai. There is no time bar for a will to come into effect. a will is valid whether it is registered or unregistered. A will exists in perpetuity and is valid for time-immemorial after the death of the testator and there is no bar on its enforcement. The ...ReadMore
partition deed
my question is my brothers son abused me many times wen i go to ask my right in share in property to my bro ther he is nit fgiving ,my shatew after our parents death please reply
8 months ago
A. Dear Client,
If your deceased parents left the property intestate, i.e, without any Will, then you being a legal heir are entitled to an equal share in the said property along with your siblings. You need to file a partition suit in the Civil Court to get your share in the property. Get in touch with an Advocate for guidance and steps.
Bank related issue
Actually my account is having an amount of 867 /- but it is showing like 0 balance. When I enquired in my home branch of SBI they said that your account got hold for 1300 /- in Chandigarh branch that
8 months ago
A. Dear Client,
Once an order from the Cyber Crime cell instructing the Bank to freeze an account of any account holder, the account remained inoperative/froze and until and unless an order is issued by Cyber Cell on completion of the investigation into a fraud transaction/reported to cyber crime withdrawing their earlier order, the account can not be made operative by the concerned Bank. So you need to make an application to the concerned Bank asking the reason behind the freezing your account an ...ReadMore
Employer denying the experience letter
The employer denying the exp letter to one of my old colleague and there is no response from hr even after multiple emails and no one picking the cal can some one help to resolve this
8 months ago
A. Dear Client,
On cessation of employment irrespective of grounds of cessation, an employee is entitled to get an experience certificate from his ex-employer. Denial of which by ex-employer amounted to unfair labour practice. In the prevailing situation, it may be suggested that if you are not holding the position of Manager/Supervisor but a workman as defined u/s.2(s) of the Industrial Dispute Act then for such an arbitrary action and unfair labour practice, reach out to the office of the Labour ...ReadMore
Joining the services of central government
I am working with Govt. of Bihar as an assistant professor. Recently I had applied for the post of associate professor in a central university. Due to shortage of available time I was not able to subm
8 months ago
A. Dear Client,
As per the Ministry of Finance Office Memo No. 3379-E.III (B)/65 dated the 17th June, 1965, the resignation is treated as a technical formality where a Government servant has applied through proper channels for a post in the same or some other Department and is on selection, required to resign the previous post for administrative reasons. The resignation will be treated as technical resignation if these conditions are met, even if the Government servant has not mentioned the word � ...ReadMore
My Ex employer send me legal notice
Which clause can apply and what needs to be done here?
8 months ago
A. Dear Client,
Your query requires more details for a proper response. In the absence of details behind the service of legal notice by an ex-employer to an ex-employee, nothing can be commented on or recommended as of now. So. please revert back with more details of facts behind the legal notice for an appropriate response in the matter.
PIP and Resignation Notice period
I resigned from my job due to an unachievable assigned task in PIP (the task was not related to my skills). I have 3 month notice period but HR and Manager call every day and ask me to give the last d
8 months ago
A. Dear Client,
An employee either on probation or regular employment is governed by the contract of employment i.e, an offer letter issued by the company. In this situation, you need to review the terms and condition of your offer letter carefully to find out whether the action of the Company is or are contradictory to the terms of your contract of employment. In case you find any deviation or violation of any terms of the contract that makes the working environment toxic, you need to bring the m ...ReadMore
