icon Guarantors risk of a Home loan

I have a home loan from canara bank my mother and cousin are the guarantor, what happend if I can't pay the emi and let bank to recover

2 Response(s)

8 months ago


A. Hi client,

The guarantors shall be equally liable for such recovery. If a case is being filed, it will be filed against the borrower and the guarantors both.

Thanks and Regards

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icon House Property

Builder has some car parking distributed without intimation to society. and society also not taken any action against builder. So this valid allotment or not.

1 Response(s)

8 months ago


A. Dear client,
The validity of car parking allotments in a housing society may depend on various factors, including the terms of the agreement between the builder and the society, local laws, and regulations governing housing societies in your area. To determine the validity of the car parking allotments, you may need to consider the following steps:

Review Society Bylaws: Examine the bylaws or rules and regulations of the housing society to understand the provisions related to car parking allot ...ReadMore

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icon Regarding police harrasment

Can the police pressurize a person, can I ask for his social media password... And can a policeman lock a person in lock-up for 7-8 hours without any complaint?

1 Response(s)

8 months ago


A. Dear client,
The police can hold you in lockup till the expiry of a period of 24 hours before they can register a complaint against you or release you. Section 57 of the CrPC requires the police to present you before a Magistrate within 24 hours.

The police cannot pressurise a person to divulge his social media password. This is illegal and a blatant violation of the right to privacy enshrined under article 21 of the Constitution

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icon I am from OBC and my wife general category

Sir, I am from OBC and my wife general category, in my sons school record all general. Can I get my child in reservation category for MBBS as I have already provided certificate

2 Response(s)

8 months ago


A. Dear Client,
If a child's parent is inter-caste that father's lower caste and mother's upper caste or vice versa always the caste of the child belongs to what father's caste only. When a woman gets married her caste change to the husband's caste, similarly the child's caste will be the father's only. So, you being a father, can apply to the competent authority for the issue of the OBC Certificate in respect of your son on the basis of your caste certificate. Reach out to the office of competent ...ReadMore

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icon MACP

Sir if department not notified RRs for post. The MACP not granted by the department for that reasons. The fault done by the department not by the employees . Pl confirm how we done our MACP.

1 Response(s)

8 months ago


A. Dear Client,
If the concerned deptt did not notify the vacant post following the Recruitment Rules(RR) by default and for that lapse on the part of the concerned deptt, you are deprived of the benefit available under the Modified Assured Career Progression(MACP) Scheme, which offers career advancement opportunities to government employees who have not been promoted in ten, twenty, or thirty years of their long service, then you need to represent your grievance u/s.20 of CAT Act, 1985 before th ...ReadMore

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icon Family pension

Is second wife legal in muslim law for family pension

2 Response(s)

8 months ago


A. Dear Client,
The second wife is entitled to a family pension under Mohammedan Law, provided the second wife's name should have been entered in the service records of her husband as his second wife or at least objected or protested the grant of family pension to the first wife, by which the pension amount can be divided and given to both First and Second wife in equal share.

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icon Caste certificate realted doubt

My surname is guota and unknowingly we have made EWS certificate which is bieng made can we make obc certificate even if we have have EWS since gupta fall in obc category

1 Response(s)

8 months ago


A. Dear client,
If you belong in the general category, you cannot apply for OBC reservation as if you have already availed EWS reservation then you must be a general candidate. Because OBC/ST/SC cannot apply for EWS reservation.

Below I am mentioning the eligiblity criteria of EWS reservation, please have a look.

Eligibility Criteria:-

Candidate should not come under SC/ST/OBC reservations.
The annual income of candidate's family must be less than Rs. 8 lakhs per annum.
The family of the candida ...ReadMore

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icon Renting space for Dental clinic

Can I rent out small portion of my house for dental clinic

1 Response(s)

8 months ago


A. Dear client,
Yes, you may rent out a small portion of your house for dental clinic but only if you have the approval from various authorities

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icon Child Marriage

i want to ask that if someone have child marriage and boys age is 17 and girl age is 19 and she is asking for property half than what to do and both marriage is not in court in village then what do

2 Response(s)

8 months ago


A. Dear client,
The Prohibition of Child Marriage Act completely forbids child marriages in India. The minimum age to get married is 18 for girls and 21 for boys. The girl cannot ask for property as the marriage itself is void ab initio

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icon Annual confidential repoet

My representation against adverse remarks by reporting officer has been rejected What is the remedy now

2 Response(s)

8 months ago


A. Dear client,
An employee's annual performance is evaluated based on a variety of parameters, at the discretion of the management or appraisal committee. You should file a complaint with the higher authority and the relevant labour commissioner if it appears that negative comments are being made with the intent to harm your career.

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