House owner treating us biasedly
As a family of 3 (myself, my husband, and a kid) rented a house in a 3rd floor terrace (2BHK). We were informed that water bill will be equally distributed among other tenants in the building. However ...
As a family of 3 (myself, my husband, and a kid) rented a house in a 3rd floor terrace (2BHK). We were informed that water bill will be equally distributed among other tenants in the building. However ...
Dear Sir,
There is no law in Karnataka regulating the conduct of either tenants or landlord. You may vacate the premises and shift to any comfortable rented house. Alternatively, you may file a suit for permanent injunction restraining your landlord not to stop basic necessities like water and electricity and meanwhile deposit the rents mentioned in the Rent Agreement in the Court. Thus, your landlord come to an understanding.
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I have recieved an arbitration notice from bajaj finance
Dear Sir,
It is usual that finance companies get issue such notices through their known Arbitrators. Even if you send reply the arbitrator will proceed and pass award. The finance company can execute the amount mentioned in the Award as if it is a civil court decree.
Other Responses
can my wife apply for judicial separation without informing me.
Dear Client,
The Hindu Marriage Act does not require a spouse to inform the other before filing for judicial separation. In India, under the Hindu Marriage Act, 1955, a spouse can file a petition for judicial separation on grounds such as adultery, cruelty, desertion, or unsoundness of mind. If your wife files for judicial separation, you will be served with a summons and a copy of the petition, which will outline the grounds for separation. Under the Hindu Marriage Act, 1955, judicial separati
MY CREDIT CARD ACCOUNT FRAUD TRANSACTION HAPPENED AND REGISTERED CYBER CRIME COMPLAINT. I received call from YES Bank Credit card department executive on last week of July month 2024. She started to e ...
Dear Client,
Once a cybercrime scam involving suspicious or fraudulent transactions is reported online to the National Cyber Crime Reporting Portal(NCCRP), on the instruction of the Cyber Crime Cell, the investigating team starts the routine process of investigation immediately freezing the suspected accounts of fraudsters and the victim's Bank account obtaining an order from the court of Magistrate under Sec.102 Cr.PC to that effect. You have to wait for the completion of the investigation of
Dear Client,
Your query suffers from a lack of information. However, be informed that in case, a provision for resolving the dispute through arbitration under the Arbitration and Conciliation Act, 1996 exists in the personal loan agreement, before marking dues or loan as bad loan/NPA, the lender exhausts its course of action as stipulated in the loan agreement and send a Notice under Section 21 of the Arbitration and Conciliation Act, 1996 to the borrower who failed to repay his/her debt/dues a
Hello respected mere pas sbi credit card he uspe mene loan liya thaa me regular emi payment karta hu par January month ka emi me pay nahi kar paya kyu ki mere pas paise nahi the or phir mene minimum a ...
Dear Sir,
Many financial institutions including SBI unnecessarily giving torture to its borrowers. Better settle the issue once for all or just appear before Arbitrator and seek installment facility. Initiating Arbitration proceedings is nothing but a eye wash.
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i had 6 emis pending since i received the arbitration notice , after that i paid 3 emis by that month only and 3 left and one emi will hit in few days ..if i paid one more emi before the new wmi hit i ...
Dear Client,
Once the repayment of the loan stops or bounces for three consecutive occasions, the Bank initiates a routine course of legal action for recovery of the loan from the borrower, marking the loan as a bad loan/NPA. In case, a provision for resolving the dispute through arbitration under the Arbitration and Conciliation Act, 1996 exists in the loan agreement, before marking a loan as bad loan/NPA, the lender exhausts its course of action as stipulated in the loan agreement and send a N
Hello, I'm into financial issues and couldn't able to pay my emi on time due to which I was been defaulter in one of the nbfc and I tried to explain the scenarios still the arbitration and conciliatio ...
Dear Client,
In the given scenario, debt consolidation is a popular loan repayment strategy and a viable option that can help you manage multiple debts more effectively. Taking out a personal loan for debt consolidation helps you gain more control over your monthly expenses and makes your budget more manageable. Debt consolidation is an exceptional strategy to repay your debt faster, reduce your financial burden, and become debt-free. However, with debt consolidation, it is important to stay on
How to reply the pre arbitration notice
Dear Client,
As per your statement it is not clear what you want to know.
Basically reply of a Arbitration notice we relate on few factors:
1. Respond within the stipulated time mentioned in the notice.
2. Maintain a formal and professional tone.
3. Attach relevant documents (if required).
If you cannot under the process I will suggest you engage legal counsel for further process.
Other Responses
I took a friendly loan and signed an agreement in June 2019 and paid in November 2023, which I had to pay in November 2019, now the borrower in 2025 has issued me an arbitration notice for interest am ...
Dear Client,
As per Article 137 of the Limitation Act, 1963, the limitation period for invoking arbitration and filing an application under Section 11(6) of the Arbitration and Conciliation Act, 1996, is three years from the date of the cause of action or the right to apply accrues. Since you delayed the repayment of the loan in 2023 instead of 2019 in terms of the agreement, the cause of action or right to invoke an arbitration clause claiming interest on delayed payment is within the period of
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