Credit card dues
Credit card dues
I have dues on my credit card which is unpaid since last year when I lost my job. I have no money and asset even the house where I was staying was rented and I had to vacate the house. The bank is sen
3 years ago
A. Dear client,
As per your statement , how the bank got contact numbers of your friends and relatives , if they were not guarantors . If not then bank may be unlawful of such harassment, extortion of money.
Thanks
Sanjay Kumar Jha
Need advice
Sir, my wife has taken a hand loan with local friends, later she has come to know that they are illegal financiers and charging huge amount of Interest on the Principal (meter Interest) now due to cov
3 years ago
A. No need to pay a single rupee.. U can approach the nearest police station of ur area & meet the SENIOR police- Station Main Officer... File an FIR under Section 383 for Extortion, criminal trespass ,you can also go to court under section 200 CRPC and file a complaint case against them praying that they are illegal money lenders and harassing you n your entire family... He will be arrested in no time, Make sure you have a good lawyer..
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conciliation camp by bank
i have a due on my credit card so bank send me a text messages for conciliation but i am unable to attend the conciliation process personally can it be done through call on videocall
3 years ago
A. If you have the dues to pay in full tell them to RESTART ur credit card, N if u r doing settlement then make sure it is NOT for small amount as if ur name goes in Negative CIBIL u will NOT get any further Loans...
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Ayantika Mondal @ Prime Legal
PRE LITIGATION MEDIATION
How to initiate a pre litigation mediation process in commercial courts of hyderabad , telangana?
3 years ago
A. Hi,
Your case shall automatically be directed to the mediation centre at the appropriate place in Hyderabad, since the amendment of 2018 to the Indian Commercial Courts, Commercial Division and Commercial Appellate Division of High Courts Act, 2015 ("Commercial Courts Act") made it mandatory for a party to exhaust the remedy of mediation before initiating court proceedings under the Commercial Courts Act.
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Ayantika Mondal @ Prime Legal
Abdul razzak
Today I got notice from sole arbitrator for settlement of credit card dues of kotak bank, what is arbitration claim settlement dues, how to get rid of it please help and advice
3 years ago
A. According to a Supreme Court Judgement in 2019, the appointment of a sole arbitrator is not valid, in such cases., as the sole arbitrator is appointed by one party.
Viswanath M K
Adv. Sarika Khude
Sidhaarth S
Sidhaarth S
arbitration for peronal loan
one of bank has issued notice for my personal loan,and they already started arbitration ,right now i unable to pay any loan amount due to financial conditions i need at least 6 month time so that i ca
3 years ago
A. File an application u/s. 16 of Arbitration Act challenging the unilateral and arbitrary appointment of arbitrator. Mostly, the proceedings before the arbitrator will cease and the proceedings will terminate. Please note that this advise is limited based on the information provided by you and should not be construed as solicitation, conclusive opinion and final advise, in any manner.
Rishikesh Gherade
Pl tell me the advantage and disadvantage for taking compromise decree under hma since the divorce procedure take very long time
Advantage & disadvantage for taking compromise decree of divorce under hma since the divorce case which is pending for quite a long time
3 years ago
A. The advantage is that compromise decree is speedy which save time and money. The disadvantage is that no variance can be made and the disadvantage is that no appeal or revision challenging the compromise decree be filed.
Sidhaarth S
Pvt medical college taking extra fees against already decided by govt.
My private medical college is taking extra fees for mess, equipment and other expenses which go against the government body's order that regulates the admission and fees. I came to know that the colle
3 years ago
A. Dear Sir,
You cannot fight single handedly so form an Association of victims then approach High Court and get appropriate orders.
how to respond for arbitration
i have received notice from lawyer for arbitration process, right now i don't have money , i have to pay 2.7 lac to bank my personal loan , since last one year i have not made any payments due to fin
3 years ago
A. Details are required to be examined. respond the notice and join the arbitration. You can also question and challenge the arbitration proceeding. You shall be required to file your defence and also face cross examination etc and likewise petitioner.
Sidhaarth S
advice for mediation case
hello.. i just want to ask that our case is on mediation but due to COVID19 there is no hearing from last 5 6 months, so what can we do now? even the inlaws are ready to return the dowry item given by
3 years ago
A. Dear Client,
Your inputs are not showing that under which law you have filed a case against your in laws, any how if you filed a police case then the police will settle the matter and brought the same to the notice of the court, if you have filed a civil case against your in laws, now court are under Covid-19, so people can go for settlement in the presence of the elders from both the sides and the same may be informed to court when the courts starts functioning normally by filing a memo in the ...ReadMore
DIYAVARHUSSAIN SHAIK
