icon pat sastha loan

My uncle has taken a loan of 25 lakh by securing the land from pat sastha in 2012. Till date he had paid 57 lakhs. He is expired before 2 years. Now pat sastha is asking the dependents to pay 45 lakh

3 Response(s)

2 months ago


A. You required to find out the welcome letter for 25 lacs in the year 2012 and whether the EMI were paid regular or not you have not mentioned. accordingly see to the bank statement of your uncle as per my knowledge past 10 years the loan must have also been completed or even see if there is other LOAN INSURANCE for the same, so said amount can be taken from the insurance company. you can ask for the payment made by your uncle, give us more details to know better

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icon Unsecured Loan Default

I am in deep trouble and need your immediate help on the same. I am Individual having in hand monthly salary of Rs. 80000. I made a huge mistake by taking personal loans and lost all the amount in Sha

3 Response(s)

2 months ago


A. Dear Client,

Certainly, we can assist in restructuring your loan and managing your financial obligations. Additionally, we have the option to mortgage any property you or your relatives/friends own, enabling us to arrange for lower EMI payments. We are here to help you navigate and restructure your financial responsibilities effectively.

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icon MY ACCOUNT FREEZE BY CYBER CELL

MY ACCOUNT FREEZE BY CYBER CELL

2 Response(s)

2 months ago


A. which is the fraudulent transaction which has taken place, you would have gotten the letter from the cyber cell. let us know we shall legally unfreeze your account.

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icon How to know if notice is real or fraud

I hv been receiving calls and now received a notice at my home address not email address for a credit card payment which i had nvr applied for they say its 13+yrs old

2 Response(s)

2 months ago


A. send the strong reply to the legal notice received by you to your home address from a good lawyer.. include in the reply that you never had applied for any credit card.

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icon Employment bond Concern

I need to know one thing ,as I have signed employment bond with one of public sector bank of Rs 1 lac ( during joining I have given ) Rs 10 k for it ,but later after 1 month I informed them that to

2 Response(s)

9 months ago


A. incase of medical issue the employment bond cannot come into force and you can get the waiver also need to read your appointment letter kindly share it with us.

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icon SBI CREDIT CARD FRAUD

Credit card fraud submitted within an hour but not action taken


A. Immediately file the compliant through a lawyer or else the SBI will take you for a ride.

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icon Credit card payment

Hi, This matter is related to credit card, I was using a credit card but after a period of time I lose my job I did not able to pay but after a period I spoke with the bank guy to settle this issue. I


A. You have been cheated by the bank.. also you have NOT mentioned the bank name ..which is required for us to understand the legal process

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icon Credit card debt

I had been given a HDFC credit card by a foot staff in to petrol pump limit up to 40,000 when was in MP Indore & I paid minimum amount for 5-6 months & then due to financial circumstances I was not ab


A. If you are in postion to pay now then get a good lawyer & have a settlement done on your Basic amount with some interest on it. But after settlement your NAME will be in NEGATIVE CIBIL.

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icon Personal loan -I am unable to pay back my personal loan amount

I am unable to pay back my personal loan amount. Of 5lakhs I took I have paid near to 2 lkhs and now 3 EMI is default bank sent me legal notice that they they will attach my house and sell the propert


A. No ..the bank cant sell your property for 3 EMI is default .........................as bank sent u legal notice that they they will attach house and sell the property.......

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Other Responses
Vaidehi  Samant

Vaidehi Samant

icon Penal interest by Bank

Took a loan for my business.Bank charging penal interest by showing a complicated clause in sanction letter. It says to close Bank X current account but it is not a regular current account. It is lin


A. YES. ..Go to Ombudsman... ur query will be solved .... if NOT ..then go to consumer court

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