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Anonymous

Posted 4 months ago

Dear sir I have a credit card limit of 35000 I have done minimum 3000 from 2 years From 3 months not made payment , i contacted the bank for settlement, they are not bothered about my situation they are telling me to pay pay full amount . They send recovery agents for collecting dues . Please need advice to solve this problem
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A. Approach the Ombudsman or send a legal notice.
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ARPIT BATRA Exp: 11 Year(s) South Delhi

Anonymous

Posted 4 months ago

Hello Sir/madam I am a retired bank employee I got retirement in Aug 2016. I didn't opt for pension initially as my bank (Bank Of India) was asking for some funds for availing pension. As I was little short on funds at that time I didn't avail pension but now i have funds and I am willing to give it to bank and get my pension started. Recently bank proposed an offer to avail pension for retired bank employee in exchange of funds but it turned out that it was for those employees who were suspended. I am advised that I can avail pension as it's my legal right ......i want a professional opinion in this matter that what kind of legal procedure should I follow to get my pension started.....approximately how much time will the procedure take and how much will it cost me
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A. You can approach the High Court for the same.
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ARPIT BATRA Exp: 11 Year(s) South Delhi
Respected sir; mene Google me serch kiya to delhi supreme court k mutabik joint account vale cheque me agar sabhi account holder k signature na ho to aese cheque lene vale par karyavahi kar sakte hai jiske sign na ho vo account holder kya ye rules sahi me hai yaha pe cheque lene vali koi bank nahi balki financers hai jiska kitna bhi paisa do vyaj ka vyaj kabhi khtam hi nahi hota
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A. You don't need to worry.
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ARPIT BATRA Exp: 11 Year(s) South Delhi
Respected:sir; Mere husband ka bank account me mera name bhi joint me hai ,mere husband ne vyaj par paise lie hai meri jankari k bahar usne vyaj valo ko joint account vala cheques diye hai ,joki cheques me meri sign nahi hai akle mere husband ki hi sign hai to meri isme jimmedari kitni banti hai
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A. You are liable to repay the outstanding amount.
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ARPIT BATRA Exp: 11 Year(s) South Delhi

Anonymous

Posted 5 months ago

I took a personal loan which now I m not able to pay. 3 EMI have got bounced. I issued no cheque to bank when the loan was approved. Can bank file case against me for bouncing of EMI s without any cheque?
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A. Not cheque bouncing case but other sections can be valid. Better you pay them at the earliest.
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ARPIT BATRA Exp: 11 Year(s) South Delhi
I took a personal loan which now I am not able to pay the EMI of it for last 3 months. What action can the bank take against me?
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A. Kindly share facts in detail to get best possible solutions.
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ARPIT BATRA Exp: 11 Year(s) South Delhi

Anonymous

Posted 5 months ago

I bought a two wheeler two years ago on monthly EMI of Rs.4500 and also paid all the Emi's on time. After that the loan financing company offered me a personal loan of Rs. 214000 , which I denied to take but my husband applied online request for the loan behind my back. The company also didn't verify my current income and credited the loan amount in my account saying that it is a paperless loan where no documents are required to get loan. At present I m jobless and unable to pay EMIs of the loan. We asked company to give some time to seek job and make arrangements of money to pay the loan but they are not considering my request. What can I do as legal action? Since the company didn't take my consent before giving the loan. They did not talk to me, neither meet me face to face to take my consent for the loan. Can I file case against company's fault? Because the company is about to file case against me for the non payment of loan.plz advice me I m worried.
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A. Kindly share more information related to the same to get best solutions
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ARPIT BATRA Exp: 11 Year(s) South Delhi

Anonymous

Posted 6 months ago

What is dhara 138? I am not able to pay EMI of a personal loan. Also the loan recovery employees have threatened me to mortgage my two wheeler and other things of my home for recovery. I don't understand what to do? Plz give legal and other than legal advice.
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A. Here, Sec 138 pertains to N I Act.
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ARPIT BATRA Exp: 11 Year(s) South Delhi

Gopinath PG

Posted 6 months ago

Collection team had sent a message Respected sir/Madam, we have couriered legal notice to your office and residential address. We are proceeding core legal and core collections follow up will be done now onwards. All your call recordings and mails false commitments are legally filed against you. kindly remit the payment before 12 PM 13.10.2018 No more time extension will entertained. Note please ignore if payment already done. Regards RBL CARD
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A. You can try explaining your case better to bank authorities directly.
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ARPIT BATRA Exp: 11 Year(s) South Delhi

Anonymous

Posted 6 months ago

Message had been sent stating that legal notice is sent , core follow up will be done Pls give some legal advice
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A. Kindly share more details about this matter Thank you.
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ARPIT BATRA Exp: 11 Year(s) South Delhi

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