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Anonymous

Posted 9 months ago

Dear sir I have a credit card limit of 35000 I have done minimum 3000 from 2 years From 3 months not made payment , i contacted the bank for settlement, they are not bothered about my situation they are telling me to pay pay full amount . They send recovery agents for collecting dues . Please need advice to solve this problem

A. Approach the Ombudsman or send a legal notice.
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Anonymous

Posted 9 months ago

Hello Sir/madam I am a retired bank employee I got retirement in Aug 2016. I didn't opt for pension initially as my bank (Bank Of India) was asking for some funds for availing pension. As I was little short on funds at that time I didn't avail pension but now i have funds and I am willing to give it to bank and get my pension started. Recently bank proposed an offer to avail pension for retired bank employee in exchange of funds but it turned out that it was for those employees who were suspended. I am advised that I can avail pension as it's my legal right ......i want a professional opinion in this matter that what kind of legal procedure should I follow to get my pension started.....approximately how much time will the procedure take and how much will it cost me

A. Dear Client Tell me what was the option
given by your Bank. Has Bank gave u a Lump Some amount instead of life long pension ? If u accepted that option ?
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Smitaba Gohil

Posted 10 months ago

Respected sir; mene Google me serch kiya to delhi supreme court k mutabik joint account vale cheque me agar sabhi account holder k signature na ho to aese cheque lene vale par karyavahi kar sakte hai jiske sign na ho vo account holder kya ye rules sahi me hai yaha pe cheque lene vali koi bank nahi balki financers hai jiska kitna bhi paisa do vyaj ka vyaj kabhi khtam hi nahi hota

A. You don't need to worry.
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Deepak Yashwantrao Bade
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Kishan Dutt Kalaskar Retired Judge
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Respected:sir; Mere husband ka bank account me mera name bhi joint me hai ,mere husband ne vyaj par paise lie hai meri jankari k bahar usne vyaj valo ko joint account vala cheques diye hai ,joki cheques me meri sign nahi hai akle mere husband ki hi sign hai to meri isme jimmedari kitni banti hai

A. आपकी जिम्मदारी आपके पती के बराबर बनती है। जो लोन और उसका ब्याज अदा करने की आपकी पतिकी जिम्मेदारी है उतनी आप भी जिम्मेदार है।आप बैंक वालोको कानूनी नोटिस भेजकर ये बात बता सकती है कि लोन चुकाने क ...ReadMore
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Anonymous

Posted 10 months ago

I took a personal loan which now I m not able to pay. 3 EMI have got bounced. I issued no cheque to bank when the loan was approved. Can bank file case against me for bouncing of EMI s without any cheque?

A. Dear client kindly visit your bank and discuss with bank authority about your situation.i hope your problem will be resolved.
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Anonymous

Posted 10 months ago

I took a personal loan which now I am not able to pay the EMI of it for last 3 months. What action can the bank take against me?

A. Dear client kindly go and visit your bank authority for your issue.they will be help you to issue some more period for instalment.
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Anonymous

Posted 10 months ago

I bought a two wheeler two years ago on monthly EMI of Rs.4500 and also paid all the Emi's on time. After that the loan financing company offered me a personal loan of Rs. 214000 , which I denied to take but my husband applied online request for the loan behind my back. The company also didn't verify my current income and credited the loan amount in my account saying that it is a paperless loan where no documents are required to get loan. At present I m jobless and unable to pay EMIs of the loan. We asked company to give some time to seek job and make arrangements of money to pay the loan but they are not considering my request. What can I do as legal action? Since the company didn't take my consent before giving the loan. They did not talk to me, neither meet me face to face to take my consent for the loan. Can I file case against company's fault? Because the company is about to file case against me for the non payment of loan.plz advice me I m worried.

A. Dear Client,
There is a saying in English " One flower does not make garland".Both ( The Bank/the Financial Institution is at fault in giving you money at the request of your husband without proper verification which you should have brought to the notice of higher officials which you have not done means you are at fault as well.The best thing for you would be to go to the bank, meet the concerned Branch Manager, explain him/her the actual position and and take time.You can go to the Court, no ...ReadMore
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Deepak Yashwantrao Bade
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Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
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Anonymous

Posted 11 months ago

What is dhara 138? I am not able to pay EMI of a personal loan. Also the loan recovery employees have threatened me to mortgage my two wheeler and other things of my home for recovery. I don't understand what to do? Plz give legal and other than legal advice.

A. Dear client kindly consult with experienced lawyer about sec 138. they can file recovery case under sec 138 of NI Act
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Gopinath PG

Posted 11 months ago

Collection team had sent a message Respected sir/Madam, we have couriered legal notice to your office and residential address. We are proceeding core legal and core collections follow up will be done now onwards. All your call recordings and mails false commitments are legally filed against you. kindly remit the payment before 12 PM 13.10.2018 No more time extension will entertained. Note please ignore if payment already done. Regards RBL CARD

A. Dear client there is procedure of bank to recover amounts.better way to raise your issue before banking authority
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Anonymous

Posted 11 months ago

Message had been sent stating that legal notice is sent , core follow up will be done Pls give some legal advice

A. you havenot mentioned the full facts of the case.For details, pl.contact some family lawyer like me through vidhikarya.com
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Deepak Yashwantrao Bade
Deepak Yashwantrao Bade Experience: 9 Year(s) Nagpur
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
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