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Anonymous

Posted 1 year ago

Dear sir I have a credit card limit of 35000 I have done minimum 3000 from 2 years From 3 months not made payment , i contacted the bank for settlement, they are not bothered about my situation they...

A. Approach the Ombudsman or send a legal notice.
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Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 4 Year(s) Aurangabad
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 23 Year(s) Bhubaneswar
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Anonymous

Posted 1 year ago

Hello Sir/madam I am a retired bank employee I got retirement in Aug 2016. I didn't opt for pension initially as my bank (Bank Of India) was asking for some funds for availing pension. As I was litt...

A. Dear Client Tell me what was the option
given by your Bank. Has Bank gave u a Lump Some amount instead of life long pension ? If u accepted that option ?
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Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 23 Year(s) Bhubaneswar
Prabhakara S K Shetty
Prabhakara S K Shetty Experience: 20 Year(s) Bangalore
ARPIT  BATRA
ARPIT BATRA Experience: 12 Year(s) South Delhi
Respected sir; mene Google me serch kiya to delhi supreme court k mutabik joint account vale cheque me agar sabhi account holder k signature na ho to aese cheque lene vale par karyavahi kar sakte hai...

A. You don't need to worry.
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Deepak Yashwantrao Bade
Deepak Yashwantrao Bade Experience: 10 Year(s) Nagpur
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 23 Year(s) Bhubaneswar
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
Respected:sir; Mere husband ka bank account me mera name bhi joint me hai ,mere husband ne vyaj par paise lie hai meri jankari k bahar usne vyaj valo ko joint account vala cheques diye hai ,joki cheq...

A. आपकी जिम्मदारी आपके पती के बराबर बनती है। जो लोन और उसका ब्याज अदा करने की आपकी पतिकी जिम्मेदारी है उतनी आप भी जिम्मेदार है।आप बैंक वालोको कानूनी नोटिस भेजकर ये बात बता सकती है कि लोन चुकाने क ...ReadMore
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Rajender  Prasad
Rajender Prasad Experience: 6 Year(s) New Delhi
ARPIT  BATRA
ARPIT BATRA Experience: 12 Year(s) South Delhi
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
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Anonymous

Posted 1 year ago

I took a personal loan which now I m not able to pay. 3 EMI have got bounced. I issued no cheque to bank when the loan was approved. Can bank file case against me for bouncing of EMI s without any che...

A. Dear client kindly visit your bank and discuss with bank authority about your situation.i hope your problem will be resolved.
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Rajender  Prasad
Rajender Prasad Experience: 6 Year(s) New Delhi
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 23 Year(s) Bhubaneswar
ARPIT  BATRA
ARPIT BATRA Experience: 12 Year(s) South Delhi
I took a personal loan which now I am not able to pay the EMI of it for last 3 months. What action can the bank take against me?

A. Dear client kindly go and visit your bank authority for your issue.they will be help you to issue some more period for instalment.
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Rajender  Prasad
Rajender Prasad Experience: 6 Year(s) New Delhi
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
 Vishwabandhu  Chaudhary
Vishwabandhu Chaudhary Experience: 39 Year(s) Jabalpur
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Anonymous

Posted 1 year ago

I bought a two wheeler two years ago on monthly EMI of Rs.4500 and also paid all the Emi's on time. After that the loan financing company offered me a personal loan of Rs. 214000 , which I denied to...

A. Dear Client,
There is a saying in English " One flower does not make garland".Both ( The Bank/the Financial Institution is at fault in giving you money at the request of your husband without proper verification which you should have brought to the notice of higher officials which you have not done means you are at fault as well.The best thing for you would be to go to the bank, meet the concerned Branch Manager, explain him/her the actual position and and take time.You can go to the Court, no ...ReadMore
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Deepak Yashwantrao Bade
Deepak Yashwantrao Bade Experience: 10 Year(s) Nagpur
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
ARPIT  BATRA
ARPIT BATRA Experience: 12 Year(s) South Delhi
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Anonymous

Posted 1 year ago

What is dhara 138? I am not able to pay EMI of a personal loan. Also the loan recovery employees have threatened me to mortgage my two wheeler and other things of my home for recovery. I don't underst...

A. Dear client kindly consult with experienced lawyer about sec 138. they can file recovery case under sec 138 of NI Act
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ARPIT  BATRA
ARPIT BATRA Experience: 12 Year(s) South Delhi
Rajender  Prasad
Rajender Prasad Experience: 6 Year(s) New Delhi
 Vishwabandhu  Chaudhary
Vishwabandhu Chaudhary Experience: 39 Year(s) Jabalpur
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Gopinath PG

Posted 1 year ago

Collection team had sent a message Respected sir/Madam, we have couriered legal notice to your office and residential address. We are proceeding core legal and core collections follow up will be done...

A. Dear client there is procedure of bank to recover amounts.better way to raise your issue before banking authority
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Ambrose  Leo
Ambrose Leo Experience: 10 Year(s) Bangalore
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
ARPIT  BATRA
ARPIT BATRA Experience: 12 Year(s) South Delhi
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Anonymous

Posted 1 year ago

Message had been sent stating that legal notice is sent , core follow up will be done Pls give some legal advice

A. you havenot mentioned the full facts of the case.For details, pl.contact some family lawyer like me through vidhikarya.com
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Deepak Yashwantrao Bade
Deepak Yashwantrao Bade Experience: 10 Year(s) Nagpur
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 23 Year(s) Bhubaneswar

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