icon Compassionate appointment in state bank of india

my father was deceased on 7th sep 2019 due to cardiac attack on duty but that time compassionate appointment scheme is not applicable in sbi those the sbi officers telling me but in 2021 the scheme wa


A. Dear client,

Only some policy have retrospective effect, it means that only certain policies will be applicable even before the scheme was introduced. The word retrospective is to look back or to be retroactive. As a result, a law that has retroactive effect is one that has been in force since before it was passed. Ex post facto law is another name for the retrospective law. A rule or regulation cannot be interpreted as retroactive unless it shows a clear and apparent intention to the contrary ...ReadMore

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icon Money in my bank account on hold

Recently I came upon a part time job where I need to send money to people that complete tasks such as liking post or writing reviews. I did the job for a few days on and off and yesterday Rs 5000 on m


A. Dear client,

Your account is on hold because of a suspected cyber crime. Banks are required by law to freeze any associated accounts, including primary, secondary, and tertiary accounts, as soon as a cybercrime is reported. This will initially assist the victim in getting their money back via the internet transfer, but it will still be difficult to unfreeze their accounts afterwards. Until the alleged cybercrime is looked into and resolved, the account will stay inactive or frozen. You must ge ...ReadMore

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icon My father vehicle loan

I want to know about my father vehicle loan today I'll get notice from finance company and my father was death 10years ago....so how can I get notice from finance on his name


A. Dear Client,
If you have received a notice from a finance company regarding your father's vehicle loan, even though he passed away 10 years ago, it's crucial to address this matter promptly. Firstly, gather any relevant documents related to your father's death, such as the death certificate and legal heirs' certificate. Contact the finance company to explain the situation and provide them with the necessary documentation to establish your status as the legal heir. In many cases, the finance comp ...ReadMore

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icon Account frozen

My account frozen for more than a year from telangana police, and still now it never unfrozen

3 Response(s)

3 months ago


A. Dear client,
You have to contact your bank authority seeking information regarding such freeze.
Engage an advocate who on your behalf would find out the details. Then with the help of your advocate you have to counter the case that why it shouldn't be freezed and your innocence has to be established. The authority after being satisfied will release your account and hence will be unfreeze by the bank.

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icon Saving account has been freeze by cyber cell police

X has transferred 157500.77 from his trust account and i have immediately transferred him the same amount to his account but later he has filed on complaint in cyber cell that i have done a online fra

3 Response(s)

3 months ago


A. Dear client,

These cyber crimes works as a chain of transfer, Any account involved in between, will be under the check and will be frozen.
Firstly, if you are now free from all the liabilities and know that there is no case pending yet, then it's good, no worries in that end.

Yes you can file a case for defamation and harassment, against the person who has committed this act of falsely involving you in a cyber crime.

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icon Flipkart Pay Later Loan Error

On October 8, 2023, I availed the "Flipkart Pay Later EMI" service through IDFC First Bank to purchase an MSI Core i3 11th Gen laptop. This is loan 1. On October 11, 2023, I made another purchase usin

4 Response(s)

3 months ago


A. Dear client,
Send them a mail for documentation.
Visit the branch with an application to the Service Manager asking for the rectification.
You can also opt for the banking ombudsman, and take the help.
In case everything fails, let an advocate draft a legal notice for you (we can do that for you). Later, if situation is not healed by these steps you have to file a consumer case against the bank. But hoping that the changes would be made sooner, sometimes due to technical Glitches certain cha ...ReadMore

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icon Loyalty bonus

I have been employed by the bank on 26th nov 2014 and there was a term on which I was supposed to be paid loyalty bonus after completion of six years ,however i fell ill from 15 .07 .2019 to 17.03.202

2 Response(s)

3 months ago


A. Dear client,
If there was no mention of the continuous period then you can challenge their decision of not paying you the loyalty bonus but before you do so ensure to go through all the employment terms and conditions.

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icon Fraud transaction from Credit Card Standard Chartarted Bank

Fraud Transaction from Credit Card on 30.06.2023 by my hacked phone, Complaint with Customer Care SCB, Cyber Crime Portal online, Dahisar Police Station, SCB Bank and RBI Ombudsman.Also so many mails

2 Response(s)

3 months ago


A. Dear Sir, You share the copy of the complaint to your bank and apprise them of the situation asking/requesting them to hold on till the investigation by agencies are going on. If they don't listen to you then please get back to is we shall send them a legal notice.

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icon Impact in my family members account for not paying 3 emi in bank

I have a loan in Punjab National Bank and i can't pay the emi from last 3 months, so now they don't let me withdraw my mother-in-law pension from their bank, they told me to take legal action, what sh

2 Response(s)

3 months ago


A. Dear Client,
What they are doing is absolutely illegal and they cannot do this. You send them a legal notice through a lawyer ( We can do that for you) and after that if they don't listen then you should file a writ petition in High Court.

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icon Can Banks Auto debit your Savings Account for Credit Card Dues

Respected Team , This is with regards to harassment by bank for last 2 years where they have debited my Savings account for a value more than 2.5 Lacs for Credit cards due that i feel is completely un

3 Response(s)

3 months ago


A. With effect from October 1, 2021, under the new additional factor authentication rules, a bank is required to send a notification to the customer at least 24 hours before the auto-debit payment is to be deducted and allow the debit only after the customer has confirmed it. The pre-transaction notification will be sent via SMS, email etc. The notification will inform the cardholder about the name of the merchant, transaction amount, date/time of debit, reference number of transaction/ e-mandate, ...ReadMore

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