icon Cancellation of loan amount on date of disbursement

As as my mom died in COVID in 2021, a month ago I applied for a loan from bank whatever documents asked by them were submitted it to them but after taking 22 days and at the date of disbursement they

3 Response(s)

6 months ago


A. Dear Sir,
You cannot take any legal action but you can lodge complaint with their higher authority like Zonal authorities.

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icon Cancellation of my loan by bank

Can bank cancel my loan amount on disbursement date by asking a succenction certificate ( as my mom died in COVID in 2021) which they didn't asked earlier and after taking 22 days for disbursement the

3 Response(s)

6 months ago


A. Dear Sir,
If written check list is not given then you will be not having evidence about the documents claimed by them.

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icon Question About Adding Co-Applicant in Home Loan

I'm a salaried male person who is married and wants to apply for a home loan. I do not wish to add my wife as a co-applicant while taking a home loan from the bank although the bank pressures me to a

3 Response(s)

6 months ago


A. Dear Client,
It is not a legal requirement to have co-applicants for home loans. The bank insists on adding a co-applicant because it gives them that extra surety in case of a default or death of the primary applicant. Also, in case of disputes on the property, having a co-applicant works better for lenders. A co-applicant is an additional person involved in the application of a loan besides the original applicant. They are equally considered alongside the applicant throughout the whole applicat ...ReadMore

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icon Frozen bank account

How to unfreeze my bank account that frozen by cybercrime

3 Response(s)

6 months ago


A. Dear Client,
The National Cyber Crime Reporting Portal(NCCRP) is an initiative of the Government of India to facilitate victims/complainants to report cybercrime scams or complaints online and once a cyber crime scam is reported online to NCCRP, on the instruction of Cyber Crime Cell, investigating team started the routine process of investigation immediately freezing the suspected accounts of fraudsters and the victim's Bank account putting a lien on it. you can contact the Cyber Crime Investi ...ReadMore

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icon Bank account debit freeze by cybercrime gujrat

How to unfreeze bank account freezed by gujrat cybercrime

1 Response(s)

6 months ago


A. Dear Client,
Here's what you can do:

Contact the Cyber Crime Cell: Reach out to the Gujarat Cyber Crime Cell or the relevant law enforcement agency that initiated the freezing of your account. You may have received communication from them regarding the freezing. If not, contact them to understand the reason for the action and the steps required to resolve the matter.

Provide Necessary Information: Cooperate fully with the investigation. You may be asked to provide information, documents, or e ...ReadMore

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icon what happens to the Personal Loan after the borrower died

My father was Sub inspector of Police in Tamilnadu, he has a salary account in SBI, he took a personal loan our family are not aware of this, and we haven't signed any documents related to the persona

1 Response(s)

6 months ago


A. Dear Client,
When a person passes away, their outstanding debts, including personal loans, are typically settled from their estate. If your father had a personal loan from SBI, the bank would usually look to the deceased person's assets and estate to recover the outstanding loan amount. The legal heirs, such as the spouse, children, or other beneficiaries, are generally not personally liable for the deceased person's debts unless they have co-signed or guaranteed the loan.

Here are some key po ...ReadMore

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icon Credit card bill notice

I'm a single mother with two kids, my husband divorced me 2years back. I have cleared many of his debts. I tried my best now two more cards were left which I bare the name I managed by paying the mini

3 Response(s)

6 months ago


A. Dear client,
You're not typically responsible for repaying the debt of someone who's died, unless: You're a co-signer on a loan with outstanding debt. You're a joint account holder on a credit card. Note: this is different from an authorized user.

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icon Release of title deeds equitably mortgaged in education loan

My father has taken an education loan for my foreign studies in 2008 from the branch in which my father worked as assistant manager. This was returned to bank in full with interest in 2010. During thi

1 Response(s)

6 months ago


A. Dear client,
You can write a letter to your bank manager requesting to release the title deeds. In case bank refuses to do so, you can file a police complaint against them at the local police station.

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icon We are planning to buy a 32 years old building

We are planning to buy a 32 years old building, belongs to husband and wife. Husband died 10 years ago with leaving 5 heirs. One if the heir died one year ago. So the legal heirs is 4 sons with 1 die

2 Response(s)

6 months ago


A. Dear Client,
When you are planning to buy a property of 30 years old through a Bank loan, the Bank after searching the title of the property and its encumbrance status has agreed to the loan and commented for disbursement of loan amount/ consideration money of the property among all the surviving legal heirs following the provision of Hindu law of inheritance. Your suggestion for splitting the consideration money between a few out of the total surviving legal heirs may be a cause of dispute/liti ...ReadMore

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icon Bank account freezed

Sir I have fraud by telegram channel so I have resistered a complain on cyber crime through online But my bank account is also freezed so I contacted bank account they told to contact cyber crime sir

3 Response(s)

6 months ago


A. Dear Client,
Here's what you might consider doing:

Contact Cyber Crime Authorities: Since you've registered a complaint about a fraud incident with cybercrime authorities, it's important to continue communicating with them. Share any information and documentation they request to investigate the case thoroughly.

Cooperate Fully: It's crucial to cooperate fully with the cybercrime authorities and provide any necessary information to help them resolve the case.

Seek Legal Advice: Consult with a ...ReadMore

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