We are planning to buy a 32 years old building
We are planning to buy a 32 years old building
We are planning to buy a 32 years old building, belongs to husband and wife. Husband died 10 years ago with leaving 5 heirs. One if the heir died one year ago. So the legal heirs is 4 sons with 1 die
7 months ago
A. Dear Client,
When you are planning to buy a property of 30 years old through a Bank loan, the Bank after searching the title of the property and its encumbrance status has agreed to the loan and commented for disbursement of loan amount/ consideration money of the property among all the surviving legal heirs following the provision of Hindu law of inheritance. Your suggestion for splitting the consideration money between a few out of the total surviving legal heirs may be a cause of dispute/liti ...ReadMore
Bank account freezed
Sir I have fraud by telegram channel so I have resistered a complain on cyber crime through online But my bank account is also freezed so I contacted bank account they told to contact cyber crime sir
7 months ago
A. Dear Client,
Here's what you might consider doing:
Contact Cyber Crime Authorities: Since you've registered a complaint about a fraud incident with cybercrime authorities, it's important to continue communicating with them. Share any information and documentation they request to investigate the case thoroughly.
Cooperate Fully: It's crucial to cooperate fully with the cybercrime authorities and provide any necessary information to help them resolve the case.
Seek Legal Advice: Consult with a ...ReadMore
Compassionate appointment SBI
My father was an employee of SBI,he expired on 10 June 2022.I was in service with TCS pvt ltd.My interview for compassionate appointment in SBI was on 28 November 2022. I had tendered my resignation f
7 months ago
A. Dear Client,
The whole object of granting a compassionate appointment is to enable the family to tide over the sudden crisis and to relieve the family of the deceased from financial destitution and to help it get over the emergency. Compassionate appointment is not a vested right or an alternate mode of employment. It has to be considered and granted under the relevant rules. The Compassionate Grounds Appointments are given to any one of the legal heirs of the deceased Public Servant of PSU (i. ...ReadMore
Bank Loan by my house owner
I'm tenant in the house which was under a Loan from bank . Loan disbursed in the year of 2020. Now bankers issued notice under sarfaci act 13(2) another one month available for completion of 60 days.
7 months ago
A. Dear Client,
Being a tenant of the property, you have nothing to do in the matter. The building owner being the borrower of the bank loan has to face all the consequences arising out of the loan recovery process initiated by the Bank for recovery of debt under the SARFAESI Act, 2002. Even, a building owner cannot let out a hypothecated property to others on rent or lease. Recovery of debt from the borrower is a time-bound process and on the expiry of a time limit, the Bank will take its next ste ...ReadMore
Legal query - Cyber crime puts amount on hold
Cyber crime puts amount on hold against FIR registered and asks bank to give credit but bank refuses despite cyber crime email.
7 months ago
A. Dear Client,
it's crucial to take specific steps to address the issue:
Contact Law Enforcement: If you are a victim of cybercrime, the first step should be to report the incident to your local law enforcement agency. This is typically done by filing a First Information Report (FIR) or a similar report, depending on your jurisdiction. Provide all the details you have about the cybercrime.
Notify Your Bank: Contact your bank immediately to report the fraudulent activity and provide them with al ...ReadMore
Cyber crime
Hi my father account has been freezed due to cyber crime complaint from Gujarat but there is no such fraudulent activity in account only one international credit has been done by brother now how to
7 months ago
A. Dear Client,
When an account is frozen by the Bank on the instruction of Cyber Crime Cell on receipt of a complaint of a fraudulent transaction. This means that the account holder cannot access the funds in the account, and cannot make any transactions. The account shall remain inoperative/frozen until the cybercrime incident is investigated and resolved. To unfreeze or to make your account operative, you need to contact the Cyber Crime Cell and the Bank and follow their advice/instructions. Th ...ReadMore
online part time job supported amazon
Dear Sir. i m doing part time job in online im invested 60000/- amount i will complaint all tasks my withdrawal amount sum of rupees 4lacks above for withdrawal he was asking for tax and security depo
7 months ago
A. Dear Client,
Here are some steps you can take:
Cease Further Payments: Do not make any further payments to the individual or entity that is requesting money for tax, security deposit, or any other reason. Be cautious of any requests for additional payments, as this is often a red flag for fraudulent schemes.
Gather Evidence: Collect all communication and documentation related to your interactions with this individual or company, including emails, messages, transaction records, and any agreeme ...ReadMore
How to remove my name from someones loan guarantor
How will i remove my name from someone's loan guarantor? That person has defaulted on loan and it is effecting my CIBIL scores, Which I came to know suddenly when I applied loan.Bank has not issued an
7 months ago
A. Dear Client,
There are several ways to remove your name as a guarantor from someone's loan. Here are some steps you can take based on the search results:
Talk to the lender: Depending on the terms of the loan, you may be able to remove your guarantor by talking with your lender. Schedule a meeting with your lender or talk to them over the phone if meeting in person is not possible. Be honest with your lender and explain the reasons why you want to remove the guarantor. Discuss with your lender a ...ReadMore
Bank my gold loan not renewed reason my brother loan pending
At the outset we sincerely regret the inconvenience caused to you. We understand that our Branch official Mr. ****** has contacted you on mobile number registered with the bank and informed you that
7 months ago
A. Dear Client,
Based on the response you received from HDFC Bank, it appears that the bank is not willing to renew your gold loan due to a perceived "family exposure" issue, as your brother has overdue loans with the bank. Here are some key points to consider:
Family Exposure: In the context of banking and lending, "family exposure" typically refers to the total financial exposure of a family or individuals living at the same address and sharing financial obligations. If one member of a family ha ...ReadMore
Bank charges
I had a bank account which I was not using it for 3 to 5 years and it was a minor account my mother was guardian. By my mistake my boss transferred money to that account of 6500rs When i went to that
7 months ago
A. Dear client,
Banks cannot levy additional fees while reactivating a dormant bank account according to RBI norms. To reactivate a dormant account, you must submit a completed application form to the bank detailing the reasons for the account's inactivity. You must be physically present at the branch, carrying valid residence and identity proof.
