icon Cases filed in Jaipur under section 138

Lap Liam taken in Mumbai Maharashtra .Cases filed in Jaipur under section 138 n.i.act / 25 PASSA. Bounce ECS amount already paid. Bank issued statements online. Cases still filed after making payment.

1 Response(s)

7 months ago


A. Dear client,
The appeal against acquittal of the accused by the session court in case of 138 NI Act can be filed only before the High Court under Section 378(4) of Criminal procedure code.

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icon Regarding NCL

Dear Sir/Ma"am, I want to know exactly whose income is considered getting a Non Creamy Layer Certificate in my case. Case- My ration card is separate from Parents.In that ration card me and wife ar

2 Response(s)

7 months ago


A. Dear Client,
Eligibility criteria for OBC-NCL Certificate - Income: Below 8 Lakh, Family Income: Below 8 lakh When a total of all family member income (Income from any farming sources is not included) who gets Benefits in government-released schemes and competitive examinations. The income limit is decided on the basis of income earned during three previous financial years preceding the year of application to be made by the candidate/applicant, A person is also eligible for an OBC NCL certifica ...ReadMore

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icon credit card frauds

Sir, My husband, friends, colleagues and relatives and relatives are getting threatening calls from a man and a women, and they are using foul and immoral language. They are asking for money against s

1 Response(s)

8 months ago


A. Dear client,
You can lodge a complaint or an FIR at your nearest police station.
Section 66C and 66D of IT ACT, 2000 and also the provision of section 468/471 IPC,1860 may be attracted to whoever tries to commit credit card fraud.
You can also file a lawsuit under section 468 of IPC for forging your signatures.

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icon Threatening phone call for credit card dues

Sir, I am getting threatening calls for recovery of some credit card payments due from 2007. They have been calling my friends, relatives, colleagues using foul language and dirty stuff. I asked then

1 Response(s)

8 months ago


A. Dear client,
You have the following legal Remedies available in the case of harassment by recovery agents:
Filing a complaint at the police station:
A proper complaint should be filed against the Bank and the recovery office. However, if the police do not file a complaint, the magistrate can be approached.

An injunction suit against the bank and recovery agents:
A civil injunction suit with an ad-interim relief can be filed in the civil court against the bank and recovery organization. It shou ...ReadMore

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icon Loan Settlement

I want to know if it is fine to take a help of loan settlement agency in the market to settle and negotiate with the landers?

2 Response(s)

8 months ago


A. Dear client,
You can try negotiating on your own with the lender. However, if that is too time-consuming, you can always hire the services of a reputed credit agency. Debt settlement can majorly affect your credit report, making it difficult for a borrower to borrow money at reasonable interest rates

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icon Loan Complete but NOC not being issued

I had taken a car loan and had inbtween asked to change the bank as I had started using a new bank account. The bank change was never done by the bank and I was regularly paying my EMIs to their given

2 Response(s)

8 months ago


A. Dear Client,
In the prevailing situation, it appears that it is a lapse on the part of the concerned Bank that failed to port your bank account having an ECS Mandate to regularise the EMI paid against the loan availed by the borrower, and such a lapse resulted in the charging of cheque bouncing charges against non-payment of the loan. You need to bring the matter to the notice of the Bank and its higher authorities in writing for regularisation of the anomaly caused by default on their part and ...ReadMore

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icon Lein amount on my axis bank account

I am a trader and living in Australia, Somehow my account balance is in negative 2 lacs. When i check, I had lein amount of 250000 Rs. Bank told me someone put complaint and government agency put hold

1 Response(s)

8 months ago


A. Dear client,
Please clear the lien amount. One easy way to clear out a lien balance is by paying the what you owe in the process. Once you settle debt, the bank will receive the notification for the same, and you should get a notification with the details of when and how your funds will be released. After that, you’ll be able to use your bank account as normal.

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icon PPF ACCOUNT FOR MINOR

I have got a PAN Card for my kid which is a minor PAN Card and I am the guardian If I open PPF account for my kid how much amount will I be able to contribute to kid account And how much amount I c

1 Response(s)

8 months ago


A. Dear client,
A person can make a minimum contribution of Rs. 500 and a maximum contribution of Rs. 1.5 lakh to the minor's PPF account during a financial year (Note that the maximum cumulative contribution a person can make during a financial year is Rs. 1.50 lakh in both his and the minor's account)

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icon Frozen Account

Can keep my bank account frozen

1 Response(s)

8 months ago


A. Dear client,
To unfreeze your bank account, you must contact your bank to figure out the issue and resolve the underlying problem, such as paying off debts or providing evidence of innocence. Unfreezing an account is at the bank's discretion and is not always guaranteed.

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icon Heavy amount debt

I have 36 lakhs debt on my 10 years working career, 13 bank cards, 5 personal loans, ...all together I have paid on time as of now, but last 10 months I was in deep trouble and job loss, family prob

2 Response(s)

8 months ago


A. Dear Client,
Once the EMI against a loan is not repaid for consecutive 3 times by the borrower for any reason whatsoever, it is treated by Bank as NPA. Accordingly, Bank sends notice to Borrower asking him/her for repayment of the entire dues lying against your loan offering suitable terms. In the absence of any response from the Borrower, Bank started the routine process of action prescribed under relevant laws for recovery of debt lying outstanding against the Borrower and the Guarantor. You ...ReadMore

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