Lien amount by ICICI Bank
Lien amount by ICICI Bank
Dear Sir, My ICICI Bank amount has been marked lien. I inquired from the bank the reason shown by then it is done on order of cybercrime police. But not shown in details about it Then what actions I
8 months ago
A. Dear client,
If they are not listening to you then you have to serve them a legal notice and in that notice you can write either justify your actions with the copy of the complaint and give the right to use the money. If want to proceed legally then you can forward a written complaint to the PS of your area.
Freeze my account by cybercrime
How to proceed my account freeze by cybercrime for releasing
8 months ago
A. Dear client,
IF Bank account operations was frozen on written orders of the Police Dept., and further IF there are no criminal case pending against your name in any court, THEN the account can be un-frozen only by another order of the Police Dept., OR by the specific orders of the relevant court.
Credit Card Due
Can a bank file a court case after 3 years from the credit card due date?
8 months ago
A. Dear client,
The suit for the recovery of money has to be filed within three years from the date of borrowing so in your case the debt is barred by limitation so they can't recover the amount.
I took a loan form Indian bank
I took a loan form Indian bank and became NPA due to a medical condition and Covid and now the bank has set an e-auction to sell it. How can I stop the Bank E-auction as I am ready to pay 80% of the
8 months ago
A. Dear Client,
Usually, the Bank auction process is initiated when the borrower defaults on 3 consecutive Home Loan EMI's marking the loan NPA and started a routine course of action for recovery of debt from the borrower. A notice is served to the customer to respond within 60 days that why the bank should not initiate an auction of property due to default in payment. The borrower can respond to the said notice informing the payment of the debts/dues with suitable terms and accordingly, the e-auc ...ReadMore
Settlement of loan
My husband has taken loan from different banks / financial institution for business purpose but for consequitive loss in business he is now unable to pay the huge emi every month. Is there any provisi
8 months ago
A. Dear Client,
Informing your inability to pay the outstanding amount of the loan to the Bank you can opt for OTS (One Time Settlement) Scheme, Bank offered occasionally for loan defaulters extending some rebate on such kind of bad loan to get the loan settled in the prelitigation stage. You may take a chance if such OTS Scheme is now available with the Bank. Otherwise, you may request the Bank to put up the matter before LOK ADALAT arranged occasionally by Dist. Legal Service Authority to settle ...ReadMore
Regarding termination in pvt bank
Bank is issued termination notice just 4 hrs before date changed for threatening and ask forcefully resi
8 months ago
A. Dear Client,
If the threatens to terminate or retrench you from service or force you to submit a resignation without serving mandatory notice that varies from one month to three months, then such an act on the part of the employer shall be termed as victimization and unfair labour practice if the matter is litigated before the appropriate authority or Labour Court. In the absence of compliance with the mandatory provisions of Section.25F and 25N of the Industrial Dispute Act, 1947, no employer c ...ReadMore
STOP HOME LOAN EMI FOR OMBUDSMAN COMPLAIN
Dear Sir i have complain HFL in Rbi Omdusman for they have not pay my pmay subsidy amount last 2 years (They put my middle name mistake in Pmay Portal so Nhb reject my Pmay Subsidy amount) so i will d
8 months ago
A. Dear client,
You truly don't fall into the qualified income group, which is one of the primary grounds for rejecting a PMAY subsidy application. You must be a member of one of the following four groups to be eligible for the PMAY subsidy on interest against the home loan: the EWS or Economically Weaker Section, the LIG or Lower Income Group, the MIG-I or Middle Income Group-I, or the MIG-II or Middle Income Group-II.When your supporting documents show that your name, middle name, or last name is ...ReadMore
Recovery Agent Harassment
I missed a single emi payment and the lending app employee is threatening they will upload the documents in the rbl portal and leak them in the social media and Harassing by calling and message daily.
8 months ago
A. Dear client,
Firstly, it's essential to respond to the lending app employee's threats in writing. Consider sending an email or a text message where you express your discomfort with their behavior and politely ask them to stop harassing you. Having a written record of your communication can be valuable in case you need to take further action.
Furthermore, if the harassment persists, it might be best to block the employee's contact. Blocking their number can help prevent them from reaching out t ...ReadMore
Service case against co op bank and industrial Court Order
I have win my service case against co op bank and industrial Court Order me to join duty with reinstated and full back wages since 2006.but bank management asked me to wait for the reason as they wan
8 months ago
A. Dear client,
An award (including an arbitration award) becomes enforceable when thirty days have passed since the day it was published under Section 17 of the Industrial Disputes Act, 1947, according to Section 17A of the Act. According to the enquiry, an Order issued by the Industrial Tribunal in 2006 is currently enforceable under Section 17A of the Act. According to Section 17B of the Act, if a Labour Court, Tribunal, or National Tribunal orders the reinstatement of any employee and the emplo ...ReadMore
PMAY Subsidy
I have applied for PMAY subsidy from HDFC Bank and after 2 years of follow up , I have received an feedback that I am not eligible due to property location.But I am aware that other people have alread
8 months ago
A. Dear client,
The following factors are necessary for eligibility,
The annual household income of the applicant must be Rs. 3 lakh for Economically Weaker Section (EWS) and Rs. 3 lakh – Rs. 6 lakh for Lower Income Group (LIS).
The applicant will be given a housing loan amount of up to Rs. 6 lakh for interest subsidy for a maximum duration of 20 years. Non-subsidised rates will be applicable on any exceeding amount.
The dwelling unit carpet Area (sq.m.) would be up to 30 sq.m. for EWS and up to ...ReadMore
