SBI credit card
A. Dear Client,
I would require details regarding the issues as your question is not clear, please provide the same.
Thank you
Guarantor died then whats the way to clear
This Thejas, my father is the guarantor for his friend loan in a cooperative society. Has my gaurantor (my father) died they are asking me where the barrower has abscanded what to do now they have our
4 months ago
A. Dear Client,
As your father was the guarantor of his friend's loan, after his death the liability of a guarantor shifts on your shoulders as you are the legal heir of your father. Here the principal debtor who is your deceased father's friend has failed to pay the payments for 4 years so you can be held liable by the bank for the loan.
Thank You
Unauthorized Fraud transaction by SCB Credit Card on 30-06-2023
Sir, I am Rajesh Joshi i just want to know that above fraud transaction was done on 30.06.2023 after i reported to Customer Care, Cyber, Police Station etc not release the payment to Fraud Merchant, a
4 months ago
A. Dear Client,
When the Cyber Crime Cell receives a complaint about a fraudulent transaction involving your designated bank account, the implicated bank is mandated to freeze or suspend the account's operations until the Cyber Crime Cell concludes its investigation into the reported incident. Consequently, the bank has imposed a lien on the account. In such circumstances, it is imperative to patiently await the investigation's completion by the Cyber Crime Cell and actively cooperate in the proces ...ReadMore
Flipkart Pay Later Loan Error
On October 8, 2023, I availed the "Flipkart Pay Later EMI" service through IDFC First Bank to purchase an MSI Core i3 11th Gen laptop. This is loan 1. On October 11, 2023, I made another purchase usin
4 months ago
A. Dear client,
Send them a mail for documentation.
Visit the branch with an application to the Service Manager asking for the rectification.
You can also opt for the banking ombudsman, and take the help.
In case everything fails, let an advocate draft a legal notice for you (we can do that for you). Later, if situation is not healed by these steps you have to file a consumer case against the bank. But hoping that the changes would be made sooner, sometimes due to technical Glitches certain cha ...ReadMore
Can Banks Auto debit your Savings Account for Credit Card Dues
Respected Team , This is with regards to harassment by bank for last 2 years where they have debited my Savings account for a value more than 2.5 Lacs for Credit cards due that i feel is completely un
4 months ago
A. With effect from October 1, 2021, under the new additional factor authentication rules, a bank is required to send a notification to the customer at least 24 hours before the auto-debit payment is to be deducted and allow the debit only after the customer has confirmed it. The pre-transaction notification will be sent via SMS, email etc. The notification will inform the cardholder about the name of the merchant, transaction amount, date/time of debit, reference number of transaction/ e-mandate, ...ReadMore
Cnt issue
I belong to (namasudra) subcaste of scheduled caste which is recognized in west bengal as sc, but I want to take business loan in jharkhand for starting a business and the bank wants to keep my land w
4 months ago
A. Dear Client,
You apply for loan to a government bank if not already done. In case they reject your loan then you can file a writ petition in Jharkhand High Court against the arbitrary action of the bank and get an order from the bank to give you loan.
I am an Bank employee of an Loan Division
I am an Bank employee of an Loan Division _ when processing Balance Transfer of Agri loan there was a lapse in Balance Transfer procedures by the sales team employees ( there is NO Intentional employe
4 months ago
A. Dear Client
For sure the bank is goin to take disciplinary action against the employee for the lapse, regardless of being intentional or not.
Simultaneously the bank should send legal notice to the borrower to repay the amount and take legal action too.
Unauthorised bank account freeze
Hi, My bank account has been freeze by bank as there was a notice from Enforcement agency and the notice was only for a small disputed amount but bank has put my entire account at debit freeze.when I
4 months ago
A. Dear Client,
You can firstly try contacting the local police station in your area and seeking their assistance in communicating with the Gujarat Cyber Police. As a last resort, you may need to consider filing a petition in court to challenge the freeze on your bank account.
A. Dear Client,
Generally, banks freeze the bank account of a customer on the instruction of the Cyber Crime Cell on receipt of a complaint of fraudulent transaction or cyber scam involving your bank account. Otherwise, for any other reason, the Bank informs the customer before making the account inoperative. The National Cyber Crime Reporting Portal(NCCRP) is an initiative of the Government of India to facilitate victims/complainants to report cybercrime scams or complaints online and once a cyber ...ReadMore
Exra amount deducted from account for emi option in bajaj finance
I purchased washing Machine emi option from Bajaj finance. After 10 months we realized more emi is taking then we went to shop there they said exyra warrenty they added to emi after 10 days. So with o
4 months ago
A. Dear Client,
When a product is bought under a Hire Purchase Agreement and financed by an NBFC/FI, then being a customer you should go through the terms and conditions of that agreement which is typically made by the financier in connivance with the authorized selling outlets to gain extra from the deal. So, by signing that agreement you accepted the terms of the financier neither you can take the stand of ignorance nor ask for further communication from the financier regarding the addition of th ...ReadMore
