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Anonymous

Posted 7 months ago

A private bank has approved me a loan of Rs. 217000 without my consent. And now the bank is taking EMI of Rs.9066 . Can I take any legal action against bank?
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A. It is so shocking that Bank is taking EMI without you applying for the loan. You will have to immediately send Legal Notice through the Advocate to the Bank and also them to stop the EMI immediately.
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Namitabh Kothari Exp: 19 Year(s) Mumbai suburban

Anonymous

Posted 7 months ago

Hello My aunty had FD and while opening she did not keep any nominee. She died couple of years back. Her husband (my uncle) is alive. Couple of months back we meet the bank and manager asked us to provide the death certificate of my aunty and relationship certificate with my uncle. We have submitted those docs and banker told in FD name and Death certificate name is not matching, hence we can't give u the money. Please help how to go now.
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A. Please contact the higher bank officer for the help as they will verify all the documents and they may take indemnity bond from you for releasing the money. In case, if they are not able to help you then you will have to take legal steps like sending Advocate Notice to the Bank for getting the money back. All the best
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Namitabh Kothari Exp: 19 Year(s) Mumbai suburban

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