Banking
Banking
I am a clerk in a bank. Yesterday one lady came to close her gold loan. The total due amount was 1528219 but she only gave 1500219 which I didn't notice at that time. While closing cash I was short by
2 years ago
A. Nothing can be done now.
Legal Notice received by the bank on my property for non payment of six months
Received legal notice as to put on auction my property , Bank had not taken proper initiative to process my approval request of my EMI after moritoriam period in the last year 2020 due to my financi
2 years ago
A. You have to reply to that Bank `s notice. Also, you better meet that Bank`s manger once to seek some time to you to regularise your loan.
Deceased Claim
My father expired in Dec 2020. He had made a will in 2013 and appointed me as his heir for all his belongings known and unknown. Now Bank is asking me to get the consent of all his legal heirs before
2 years ago
A. Bank is right in asking you for consent of other heurs. In the present situation you should get a probate of the Will from court.
Conveyance original deed of home loan lost by bank
Hi, My father had taken a home loan from SBI and returned it in full amount but bank has lost the original conveyance deed. I filed a complaint in RBI and they asked sbi to pay Rs 50000 which I think
3 years ago
A. I have a doubt that Bank employees are soing some fraud by saying that they lose riginal documents. i have filed a case seeking 50 lakh compensation, case is still pending.
Problem regarding pension
Hello Sir/madam I am a retired bank employee I got retirement in Aug 2016. I didn't opt for pension initially as my bank (Bank Of India) was asking for some funds for availing pension. As I was litt
5 years ago
A. Dear Client Tell me what was the option
given by your Bank. Has Bank gave u a Lump Some amount instead of life long pension ? If u accepted that option ?
Vishwabandhu Chaudhary
Guidelines of RBI for non banking finance company to sanction private loans
Dear sir/ mam, I want to ask that is there any such scheme which is legally valid according to the guideline of RBI for non banking finance company that paper less personal loans are sanctioned on the
5 years ago
A. Dear Client,
Though you have not applied but received the amount in your account hence you have to pay.
Bring it to the notice of authorities and try to settle it through OTS.
Shanti Ranjan Behera
Advocate
Bank loan
My husband took a personal loan without my consent on my name.I told him to return the money to the bank and for that I did an nft to my husband account no. so that he would return the money to the ba
5 years ago
A. Dear Client,
Presumably this might not be the case of a Nationalised Bank.
Private Banks have different style of functioning.
Important questions... You have accepted the money without any complaint.
Paid two EMIs withount any objection.
Problem came to the limelight only after loosing money in the share market.
The best option for you would be to return the money with interest at an early date ot
talk to the Branch Manager for OTS.
But, in any case the bank will realise the money from you.
Shan ...ReadMore
ARPIT BATRA
Deepak Yashwantrao Bade
Junaid Ali Khan
Banking
My husband applied for a personal loan without my consent. He filled the form through online process. The loan is on my name. Two EMI have been bounced and the bank has filled fir against me. Please g
5 years ago
A. If you are in Bangalore, I can draft a reply to your matter, send me your e mail id.
Deepak Yashwantrao Bade
UKS Chauhan
Junaid Ali Khan
Regarding job joining
I worked as a po in regional rural bank for 1 year. I got a better job offer and i resigned. At the time of joining biometric verification was not verified. So they sent to forensic lab and they clear
5 years ago
A. Would you prefer filing a case against new employer ?
Deepak Yashwantrao Bade
ROBERT D ROZARIO
Ravi Bhushan Pd Sinha
Dispute showing fake transaction
Sir I send money by transfer to my friend by using mobile banking he received the money, he promised to pay me the money next day, she send me a photo that she send money by using paytm, but I didn'
5 years ago
A. You did not mention how much amount you transferred to her account. If the amount is less, forget it and move ahead. And if you really want to teach her a lesson for doing wrong, lodge a complaint with the local police station for breach of trust and cheating. Alternatively you can refer your grievances with Cyber Crime Cell.
ROBERT D ROZARIO
