Guidelines of RBI for non banking finance company to sanction private loans
Dear sir/ mam, I want to ask that is there any such scheme which is legally valid according to the guideline of RBI for non banking finance company that paper less personal loans are sanctioned on the
5 years ago
A. Dear Client,
Though you have not applied but received the amount in your account hence you have to pay.
Bring it to the notice of authorities and try to settle it through OTS.
Shanti Ranjan Behera
Advocate
Banking
My husband has taken a personal loan without my consent on my name behind my back . Also he is saying that he has lost all money in share market. The bank phoned him yesterday that it has filled fir a
5 years ago
A. Kindly engage an experienced lawyer and start with legal formalities at the earliest.
ARPIT BATRA
Deepak Yashwantrao Bade
VIMAL K MISHRA
GANESH SHARMA
Problem in education loan
Sir ,my name is pankaj pal I am btech first year student I wanted to apply for educational loan for my graduation but due to difference in my father's name in my educational documents and my father do
5 years ago
A. Dear client your father can get an affidavit from the First Class Judicial Magistrate. Kindly go through experienced lawyer
Deepak Yashwantrao Bade
ROBERT D ROZARIO
VIMAL K MISHRA
Rajender Prasad
Job joining
I have been offered a job of assistant managet in canara bank. They exam was conducted by ibps. During the exam they captured the biometric and the same was not verified during examination. So they se
5 years ago
A. The fastest way will be to send a representation to your organization asking them to disburse your salary. If they don't do it then you file a writ petition in the High Court and that should resolve your matter fast depending on the time taken by the court.
Regarding job joining
I worked as a po in regional rural bank for 1 year. I got a better job offer and i resigned. At the time of joining biometric verification was not verified. So they sent to forensic lab and they clear
5 years ago
A. Would you prefer filing a case against new employer ?
Deepak Yashwantrao Bade
ROBERT D ROZARIO
Ravi Bhushan Pd Sinha
About Personal Loan
Hello sir, I was taken 170000/- Loan from private Bank. It's on 24% interest base loan. I was paid 17 Emi Regular. But after I loss my job due to my heath problem. I was not able to pay the rem
5 years ago
A. Please contact me by getting my phone number from Vidhikarya. I am a practising advocate from Kolkata. I can take care your matter.
ROBERT D ROZARIO
Ambrose Leo
Deepak Yashwantrao Bade
NARSIMHULU B
Personal loan serious concern
My mother suffered from cancer and took a loan of rs. 7.5lakh from hdfc in november 2017 for treatment. But unfortunately in December, she expired unexpectedly because of sudden increase in the diseas
5 years ago
A. Dear client you need to send legal notice to concerned authority and file complaint before banking ombudsman.
Deepak Yashwantrao Bade
Dispute showing fake transaction
Sir I send money by transfer to my friend by using mobile banking he received the money, he promised to pay me the money next day, she send me a photo that she send money by using paytm, but I didn'
5 years ago
A. You did not mention how much amount you transferred to her account. If the amount is less, forget it and move ahead. And if you really want to teach her a lesson for doing wrong, lodge a complaint with the local police station for breach of trust and cheating. Alternatively you can refer your grievances with Cyber Crime Cell.
ROBERT D ROZARIO
Mr. Ashish Uplenchwar
I had taken a loan home loan from hdfc, in between I was not having job hence 3 emi was missed, but immediately after that I have taken money from my brother and uncle and paid total outstanding with
5 years ago
A. hallo sir, you should be contact with lawyer for file case against hdfc bank about your inconvenience. its huge mistake made by bank and you can ask for compensations, damages for your loss. kindly contact with vidhikarya lawyer for filing case
Deepak Yashwantrao Bade
Nominee should pay loan of 3lacs to 12lacs
My uncle took loan from card bank jharsuguda in 2006 ,3lacs and my father was nominee by mortgaged of land .my unlce when alive bank didn’t give any notice for loan but after when death after 7year
5 years ago
A. If your father has got transferred the property to his name , then he takes with him the liabilities of the properties also. And did your father ask for the original papers of the property from the Bank ? More advice can be given if you ask for a consultation.
Ambrose Leo
ROBERT D ROZARIO
Rajeev RJ